BNB-Bank

BNB-Bank

About this app

The BNB-Bank mobile app is your bank!

Manage your finances 24/7 right from your smartphone. In just a few clicks, you can:
1. Use any of our products without visiting the bank – open a card or account, open a deposit, or take out a loan.
2. Exchange currency between your accounts at the best rate at BNB-Bank – no double conversion and instant crediting.
3. Set up payment templates, autopayments, and a convenient transaction confirmation method – via SMS, Face ID, or Touch ID.
4. Instantly transfer money – between your accounts and cards, through ERIP, including by phone number, or from a card to a card of another bank without any commission on our part.
5. Find out useful information: monthly cashback, current exchange rates, and bank news.

The BNB-Bank app gives you access to our bank's flagship products anytime, anywhere. Let's talk about them in more detail.

The 1-2-3 card with cashback on everything.
With it, you'll receive cashback in real money: 1% on offline and online purchases, 2% on payments through the ERIP system, 3% on your account balance, and up to 8% on payments from partners. Up to 123 BYN per month from the bank, and unlimited from partners.

"Vaў" — an online loan for Belarusian goods.
Whether you're replacing windows, building a sauna, renovating your apartment, or choosing a new sofa, "Vaў" is the way to go! You can borrow from 100 BYN to 40,000 BYN for 2, 3, or 5 years. The first 6 months have an interest rate of just 4% per annum, then 17.15% (EBSR* -1.11 percentage points).

"Match" — an online loan for anything.
No income statements, no phone calls from the bank to your family—and approval in just two minutes to 24 hours. With Match, you can borrow from 1,000 BYN to 40,000 BYN for 2, 3, 4, or 5 years. The grace period is 30 days with a fixed rate of 6%. After that, the rate is 18.26% per annum (APR).

Calculate the total cost of a Match loan.
The loan is repaid in annuity payments—equal amounts every month except the first. A reduced rate applies during the first month. Monthly payment formula: Payment = Loan Amount × Annuity Factor
Annuity Factor (K): K = (m × (1+m)ⁿ) / ((1+m)ⁿ − 1), where m is the monthly interest rate and n is the number of months.

Let's calculate with an example.
If you borrow 5,000 BYN for 24 months, your interest rate will be 6% per annum for the first 30 days, then 18.26% per annum.
Payment during the grace period (first month).
Monthly rate during the grace period: 6% / 12 / 100 = 0.005
Coefficient: (0.005 × (1+0.005)^24) / ((1+0.005)^24 − 1) = 0.0443
Monthly payment: 5,000 × 0.0443 ≈ 221.60 BYN.

Monthly payment from the second month.
Monthly rate: 18.26% / 12 / 100 = 0.0152
Coefficient: (0.0152 × (1 + 1.0152)^24) / ((1 + 0.0152)^24 – 1) = 0.05
Monthly payment: 5,000 × 0.05 ≈ 250.20 BYN

Now let's calculate the total cost of the loan.
Total payment: 221.60 + 250.20 × 23 = 5,976.20 BYN
Overpayment: 5,976.20 – 5,000 = 976.20 BYN

This example is for informational purposes only. Actual loan terms may vary and are determined by the bank.
If you need help managing your finances, contact the smart chatbot, which is also built into the app. The bot will expertly answer your questions. If it can't handle the issue, it will call a bank employee.
Your data is safe in our app. We use modern encryption algorithms and don't share information with third parties. The app is antivirus-checked and complies with OWASP Mobile Security requirements.
The app also uses a combined verification system: biometrics (Face ID / Touch ID) for instant secure login, SMS phone number confirmation, and passport photo verification. This prevents unauthorized access to your data, even if your device is lost.
Download it now—keep your bank on your phone!

Ratings and reviews

My card was withdrawn from the application without any trace of the reason (it was expired). no notice, no message, no flow on how I could get my money from this card back, of course no information about the sum that disapoeared togethrer with the card. and I am not allowed to get a new card because "i have a product already " - although I actually do not have it.

The app works well for most regular daily operations. The chat does not work well (usually the session ends and you have to log in again and again). It would be nice to be able to see the history of payment for each individual template - the Alpha Bank app has this function and it is SUPER useful. Also, the share function is not working well for me. It opens Viber right away instead of letting me choose. And there seems to be no way of undoing that. Even reinstalling the app does not help.

First of all,when u write in app язык , it means should have more than one language, but anyway u have only Russian. Second I try to sale online dollars to Belarusian rubles, it's not working,the app signed out after I confirmed the transaction, but still the amount didn't change. And sure it's I who will lose time to pass by bank, and lose money as long as the dollar is falling down. All of this because of the malfunction of the online app. Just I think will be the last visit when I will

What’s new

Ускорились, улучшились, принарядились!
Последнее обновление - как всегда с заботой о клиентах: всё для того, чтобы ваше взаимодействие с BNB-Bank было ещё комфортнее и быстрее.
Словом, доработали некоторые детали, исправили баги и ускорили загрузку, чтобы было прямо очень хорошо.