Amini Loan

Content rating
Everyone
10K+
Downloads
Content rating
Everyone
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About this app

Amini Loan is a digital financial platform that provides eligible users in Kenya with a convenient way to apply for personal loans online. Through a simple application process and transparent lending practices, users can access financial support whenever needed. Once a loan is approved by the licensed lender, the funds are disbursed directly to the applicant's M-Pesa account.

All loans facilitated through the Amini Loan application are originated and administered by Radi Credit Limited (License No.: CBK/DCP/2024/78), a duly incorporated and licensed lending institution. Radi Credit Limited bears sole responsibility for all aspects of the credit process, including eligibility assessment, approval, disbursement, and ongoing account management, all in strict compliance with applicable regulatory requirements.

Loan Information
Loan Amount: KSh 1,000 – KSh 100,000
Annual Percentage Rate (APR): 10% – 33%
Loan Duration: 91 – 180 days

Representative Loan Example
For example, if you receive a loan of KSh 20,000 with an APR of 18% for 150 days:
Interest = KSh 20,000 Ɨ (18% Ć· 365) Ɨ 150 = KSh 1,479
Total repayment = KSh 21,479

Why Choose Amini Loan?
Quick Application – Complete your loan request within minutes.
Fast Disbursement – Approved funds are transferred directly to your M-Pesa wallet.
Transparent Pricing – No hidden fees; all charges are disclosed before acceptance.
Flexible Loan Limits – Responsible repayment may help you qualify for larger loan amounts in the future.

How It Works
Install the Amini Loan app.
Register using your mobile phone number.
Complete your profile and submit your loan application.
Wait for the lender's review and approval.
If approved, receive your funds directly via M-Pesa.

Eligibility Requirements
To apply, you must:
Be at least 18 years old
Be a resident of Kenya
Have a valid Kenyan mobile phone number

Privacy & Security
At Amini Loan, safeguarding your privacy is our priority. We safeguard your information with enterprise-grade security, includingĀ 256-bit SSL encryptionĀ for all data transfers andĀ strict internal access controlsĀ to limit exposure to authorized staff only. We operate in full compliance with theĀ Kenya Data Protection Act, 2019.For complete details on how we collect, use, and protect your data, please review our full Privacy Policy: https://aminiloan.com/#/privacy_policy

Customer Support
If you have any questions or need assistance, please contact us:
Email: service@aminiloan.com
Address: Saachi Plaza, 6 Argwings Kodhek Road, Hurlingham, Nairobi, Kenya
Your loan, made simple.
Updated on
Aug 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted