CreditXpress

OPG Capital Holdings

About this app

CreditXpress: Your Digital Financial Assistant

CreditXpress provides secure, transparent and structured personal financial information and loan matching services. We are committed to helping you manage your financial needs responsibly.

Product Information & Terms:

Loan Amount: From RM 500
up to RM 10,000
Repayment Period: Minimum 91 days, Maximum 273 days
Maximum Annual Percentage Rate (APR): 18% per annum
Daily Interest Rate: 0.0493% per day
Processing / Service Fee: RM 0 (No hidden charges)

Loan Calculation Example:
Application Amount: RM 1,000
Tenure: 91 days
Interest Rate (APR): 18%
Interest Amount: RM 1,000 × 18% × (91 / 365) = RM 44.88
Total Repayment Amount: RM 1,000 + RM 44.88 = RM 1,044.88

(Please note: Final approval and exact terms are fully subject to creditworthiness review and verification of personal documents.)

Eligibility Requirements:
Citizen / Legal Resident of Malaysia
Aged between 20 to 65 years
Have a stable source of income

Have a valid personal identification document (MyKad)

Easy Application Steps:
Download the CreditXpress app.
Fill in basic information and register using your mobile phone number.

Complete the secure identity verification process in the app.
Select the amount you wish to apply for based on your needs.
Wait for the review process. Approval is subject to eligibility verification; funds will be transferred to your bank account after verification.

Data Protection & Privacy:

We guarantee the complete security of your data. Your personal information will only be used for eligibility verification purposes and will not be shared without your permission.

Contact Us:

Official Website: www.creditxpress.com.my
Office Address: 31-10-11, THE CEO, LEBUH NIPAH 5, 11950 BAYAN LEPAS, PULAU PENANG, MALAYSIA.