Aven Card

Aven Financial

About this app

The Aven app is the EASIEST and most SECURE way to manage your Aven Card. Using TouchID, or FaceID, you can instantly check your card balance, transaction history, pay bills, view payment activity, set up notifications, set up security — and more.

Aven is the world’s first credit card that unlocks your home equity, and now auto equity. Save time, effort, and money, all right from your phone. Get low rates with your vehicle or your home. Decision in minutes. 100% online.

Other banks have used access/debit cards as a means of withdrawing money from a home equity line, Aven’s card is unique in that the credit card is the primary source of funds and function. It is the first credit card backed by home equity to publicly launch into the market.

Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289.

Ratings and reviews

Terrible app. No pending transaction. Purchase notification is not reliable and easily missed. Someone might use my card without my notice because the notification is not working all the time. The notification is easily missed because it's just a pop-up message. Capital One app is much much better. I feel uneasy to have this card because of this app. Also I just found the 3% back requires autopay sign up.

As a credit card holder, the app gets the job done, but is lacking in many different aspects compared to other credit card banking apps. Literally no way to see pending vs posted charges. The only alert/notification options are just one generic push notification. I register for biometrics, but a few days later it's like I never did, and then have to do two-factor authentication again. The webpage is no better since it literally mirrors the app functions. Looking forward to improvements.

1) The app spams you with requests to "upgrade" you card to the home backed version. I'm not interested in that version of the card, so leave me alone. 2) I can't look at pending transactions. There is simply not a way to view spending until the statement has been processed. 3) The app also spams you with network error warnings even though it appears to be connected.