bancred

Bancred

About this app

Bancred is a digital account for those who want their daily money organized, without bureaucracy and without bank queues.

WHAT YOU CAN DO WITH BANCRED

• PIX — send and receive anytime, by key, QR Code or copy and paste. Your PIX key is created within the app.

• Card — order yours through the app, check the details when you need it and block it instantly if you lose your phone.

• Bill payment — scan the barcode of the bill with the camera and pay instantly.

• Statement — track income and expenses with details of each transaction.

• Savings account — set aside a reserve from your account balance and withdraw it when needed.

• Credit — request an amount through the app and track installments. Subject to analysis.

• Bancred Score — see your score and understand what makes it go up or down.

• Points — accumulate points using the account and exchange them for rewards from the catalog.

• Referrals — invite friends and earn points when they open an account.

• Benefits Club — optional monthly subscription with exclusive advantages.

ALL IN ONE APP

No more opening five apps to manage your finances. With Bancred, your balance, payments, reserves, and credit are all on the same screen — and every use of your account earns points and improves your score.

SECURITY TAKEN SERIOUSLY

• Identity verification with document and proof of life upon account opening.

• App locking via your device's biometrics.

• Password and transaction PIN are irreversibly stored — not even our team can read them.

• Mandatory two-step verification for transfers.

• Screenshot capture when the card number is visible while locked.

• All communication with our servers is encrypted.

HOW TO OPEN YOUR ACCOUNT

Download the app, enter your information, photograph your document and take a selfie. Identity verification is done instantly, directly from your cell phone.

You must be over 18 years old and have a valid CPF (Brazilian tax identification number).

YOUR PRIVACY

We do not sell your data and we do not share it with advertisers. You can export your data or delete your account at any time through the app itself, in Settings.

Privacy Policy: https://app.bancred.com.br/privacidade
Delete account and data: https://app.bancred.com.br/exclusao-conta

Bancred is a technology platform. Account and payment services are provided in conjunction with a partner financial institution — Bancred is not a financial institution.

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