Buy Bitcoin and crypto, hold it in your own wallet and spend it with a Visa card. One app, built in Berlin and running since 2014. Bitcoin, Ether and USDC. No altcoins, no casino.
YOUR WALLET, YOUR KEYS, NO SEED PHRASE
Bitwala runs an MPC wallet. Your key is split in two, and both parts are needed to move crypto, so only you can move your coins and Bitwala can't. There's no 24-word seed phrase to write down, and your wallet is always recoverable from your backup.
BUY, SELL AND SWAP, 24/7
Trade Bitcoin, Ether, USDC and euros at the spot price with one flat fee of €1 + 1%. Top up instantly with SEPA or Lightning.
VISA CARD FOR CRYPTO AND EUROS
Spend BTC, ETH, USDC or euros anywhere Visa is accepted, online, in store, and at the ATM. Euro payments are free and there's no monthly fee. Physical and virtual cards, and you can freeze the card or set limits in the app.
SAVINGS PLANS FOR BITCOIN AND ETHER
Set a recurring buy, daily, weekly or monthly, and build your Bitcoin and Ether the steady way, at the average price instead of trying to time the market.
PERSONAL IBAN, INSTANT EURO TRANSFERS
Move euros in and out instantly with your personal IBAN.
REGULATED IN EUROPE
MiCA-regulated through our partner Lightspark Payments Europe AS, and protected with passkeys and two-factor authentication. Available across 30 EEA countries.