194K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

More than 4,000,000 users have started to build a better financial life with Jenius.

Now you can access all of your financial needs, from transactions, savings, lending, investment to financial reports in one place without switching between applications.

Ready to start simplifying your life finance?
Download Jenius application, register and activate your account with Face Recognition in no time.

With m-Card (Jenius main debit card) and 3 additional debit cards, you can make transactions at various Visa merchants across the world. In addition to that, you will also have an e-Card for movies and music streaming services, games, pay/buy apps and more.

Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. You can redeem points into travel miles, points, even e-Wallet balance in real time.

If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available at Jenius app. You can link them to your m-Card for transactions.

For online transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your $Cashtag
- Jenius QR: Scan QRIS for quick and easy payment option
- Send It: Transfer to various accounts and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
With lots of promos every day, not only that transactions using Jenius are practical and easy, but they are also cost-effective.

Want to save some funds? There are saving options for you to use based on your needs:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Flexi Rasa Maxi: Locked savings for some cashback, gold, and goods upfront
- Maxi Saver: Open as many deposits as you want from your smartphone

Other features that you can use, including:
- e-Wallet Center: An easy way to top up up to 10 e-Wallet and e-Money (GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, ShopeePay, and M-Tix)
- Pay Me: Send money requests from your smartphone
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Investment: Grow your wealth through mutual fund
- Jenius Paylater: New source-of-fund for small transactions
- Moneytory: Get insight for your financial report

Just by paying Feesible (subscription fee) for only Rp10.000 per month, you can experience the simplicity of financial management with Jenius.

Jenius is a digital banking and part of PT Bank BTPN Tbk. that is licensed and supervised by OJK (Indonesia Financial Services Authority) and is a member of LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You

Head Office
PT Bank BTPN Tbk
Menara BTPN – CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Updated on
Nov 27, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

192K reviews
Reynaldo Horax
November 20, 2023
Improved the review because the app is working better than it used to. Forex has the best rate compared to traditional forex and alot of new interesting features. Low interest rate and monthly feesible is still a downside though.
63 people found this review helpful
Did you find this helpful?
Faiz Aufannasai
September 26, 2023
The app is very slow, compared to other app, this app is really slow. The load time is very long, and most buttons has a very noticeable delay, like 4-8 seconds delay. Especially the logout button, like it's frustrating to wait the app to logout after pressing the logout button, especially when you're in rush. Please take time to look into these issues, since Jenius has potential to be one of the best digital bank app on the market. Thanks.
21 people found this review helpful
Did you find this helpful?
October 17, 2023
Hi, Faiz. Mohon kesediaan kamu untuk memastikan koneksi internet dalam keadaan stabil dan mencoba login kembali secara berkala ya. Terima kasih. 😊
Gisela Viska
September 26, 2023
This ap is far from being jenius lol. I just downloaded and set up my login info, but then it logged me out and I can't login back with any method (fingerprint, pin, password). So ridiculous! Then with the very poor quality of video verification, I managed to get a hold to one of the CS. After struggling with the call, I received an email that they couldn't verify my identity. WTH? I showed my ID card and answered the personal question! So idiotic
12 people found this review helpful
Did you find this helpful?
October 17, 2023
Hi, Gisela. Mohon maaf atas ketidaknyamanannya. Terkait kendala yang kamu alami, bisa menghubungi Jenius Help melalui telepon di 1500365 atau e-mail ke untuk dibantu pengecekan. Terima kasih. 😊

What's new

We’ve got exciting updates at Jenius!
Face Recognition
Just about to create your Jenius account? Now you can activate your account without video call! Make sure to upload your authentic KTP and use our Face Recognition feature for a faster and safer activation.

Flexible fund withdrawal with no delay!
Withdrawn immediately after the application is approved.
The good news is, there is a special interest rate discount of up to 0.5% for the first withdrawal!
Update now!