198K reviews
Content rating
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About this app

More than 4,000,000 users have started to build a better financial life with Jenius.

Now you can access all of your financial needs, from transactions, savings, lending, investment to financial reports in one place without switching between applications.

Ready to start simplifying your life finance?
Download Jenius application, register and activate your account with Face Recognition in no time.

With m-Card (Jenius main debit card) and 3 additional debit cards, you can make transactions at various Visa merchants across the world. In addition to that, you will also have an e-Card for movies and music streaming services, games, pay/buy apps and more.

Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. You can redeem points into travel miles, points, even e-Wallet balance in real time.

If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available at Jenius app. You can link them to your m-Card for transactions.

For online transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your $Cashtag
- Jenius QR: Scan QRIS for quick and easy payment option
- Send It: Transfer to various accounts and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
With lots of promos every day, not only that transactions using Jenius are practical and easy, but they are also cost-effective.

Want to save some funds? There are saving options for you to use based on your needs:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Flexi Rasa Maxi: Locked savings for some cashback, gold, and goods upfront
- Maxi Saver: Open as many deposits as you want from your smartphone

Other features that you can use, including:
- e-Wallet Center: An easy way to top up up to 10 e-Wallet and e-Money (GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, ShopeePay, and M-Tix)
- Pay Me: Send money requests from your smartphone
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Investment: Grow your wealth through mutual fund
- Jenius Paylater: New source-of-fund for small transactions
- Moneytory: Get insight for your financial report

Just by paying Feesible (subscription fee) for only Rp10.000 per month, you can experience the simplicity of financial management with Jenius.

Jenius is a digital banking and part of PT Bank BTPN Tbk. that is licensed and supervised by OJK (Indonesia Financial Services Authority) and is a member of LPS (Indonesia Deposit Insurance Corporation), so Jenius is safe.

Find out more about this new way of banking at and start a new, better life with Jenius.

Simpler Life, Happier You

Head Office
PT Bank BTPN Tbk
Menara BTPN – CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Updated on
Feb 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

195K reviews
Nurridayanti Patmala
February 9, 2024
It always gives "something went wrong" each time i try to refund balance from ecard. Been like this since february this year, 9 days and counting I haven't been able to refund, make online transaction (netflix payment failed), heck it can be topped up. Called CS and all I was told is to update the app and have stable internet connection. I have blocked the old ecard and paid 50k even, didn't work still. App version on my device is the most updated always wym.
8 people found this review helpful
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January 15, 2024
This app implements a very complicated login on a new device, the application requires to register my face to unlink my account from previous device.. It's so funny about this, and we are required to contact the operator when we can't access It's so funny about this, and we are required to contact the operator when we can't access the previous device. When I called customer service, they were always busy even at 9:46 p.m. And the phone is always unilaterally disconnected when in the queue.
42 people found this review helpful
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January 31, 2024
CS not helping at all. I got a problem and at first they asking for 5days work to 'investigate' but it's been a week and they are asking for 20 days work? 🤣 so funny. Oh and yes, there must be something to the app because it's laggy and slow, my split pay suddenly gone, they said I'm the one who canceled it when I don't know how it works??? So weird. Thank you, I think it's time to reconsider to use jenius 😊
15 people found this review helpful
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What's new

Another exciting news for all travelers!

Now you can redeem your Yay Points to GarudaMiles and make your traveling even more exciting.

In addition, we give our Foreign Currency feature a new, fresh appearance so you can explore more pleasantly.

Update now!