Buddy Loan - Personal Loan App

Bvalue Services PVT LTD

About this app

Buddy Loan is a Digital Fintech Marketplace/Aggregator App facilitating loan services for all eligible age groups. We make way for quick loan approvals with the highest approval rates in the industry. Avail Instant Personal Loan from ₹10,000 to ₹35 Lakhs within minutes. Our Preferred Lender’s Interest rates start at 11.99% p.a. We provide quick/ instant digital loan solutions and help you get loan approvals in just 3 minutes from an extensive lender network of Banks & NBFCs.

Example Calculation
Loan Amount: ₹1,00,000
Interest Rate: 13% p.a.
Tenure: 12 months
Monthly EMI: ₹8,932
Total Interest: ₹7,181
Total Repayment: ₹1,00,000 + ₹7,181 = ₹1,07,181
Processing Fee 2%: ₹2,000 + GST = ₹2,360
Line Setup Fee: ₹499 + GST = ₹588 (to be paid before starting the credit line)
Final Total Payable: ₹1,07,181 + ₹2,360 + ₹588 = ₹1,10,129
Based on our RBI-approved lenders, the maximum annual percentage rate (APR) can reach 36%*.

Apply Credit Cards
Credit Card Apply App for best credit card deals with rewards, cashback, travel perks & offers from top banks like SBI, HDFC, Axis, IDFC. Digital application process & wide range of card options.

Track Your Credit Score for Free
With Buddy Loan, you can check your credit score for free and get a detailed credit report analysis in your email. Credit score ranges from 300 to 900. Check your Credit Score monthly to track your credit health.

Why choose the Buddy Loan App?
• Instant Loan up to ₹50 Lakhs*
• Affordable Interest Rate: Starting at 11.99%* (p.a.)
• 80 + RBI Authorised Lenders
• 100% Paperless Digital Application
• Highest Approval Rate & Quick Disbursal
• Flexible Repayment Plans: 6 months to 5 years
• Transparent & Convenient Loan process

Loan Eligibility with Buddy Loan
• Age: 21 to 60 years.
• Residence: Indian Resident.
• Income: Minimum monthly income of ₹15,000 for salaried or Annual Turnover for self-employed (as per lender)
• Credit Score: CIBIL Score of 650 or higher * ( Subject to Lender approval)
• Employment: Salaried job in the public/private sector or consistent self-employed income.
• Business Vintage Requirement: Minimum of 2 years or more (depending on lender) (only for business loans).

Types of Loans Offered by Buddy Loan
Personal Loan Apply for a personal loan to fulfill urgent financial needs. Now, get instant personal loans for emergencies, shopping, marriage, car or bike, home renovation, or other personal needs.

Personal Loan for Salaried/Self-Employed Get easy loans as a salaried or self-employed professional. Quick loan approval with flexible repayment options of 6 to 60 months.

Business Loan Our RBI authorised loan lenders offer MSME/ SME & Working Capital Loans to small & medium-sized businesses. Get collateral-free business loans up to ₹50 Lakhs & grow your business.

Gold Loan against gold jewellery up to ₹2 Crore. Quick access to funds for personal or business needs with fast approval, minimal documentation, flexible repayment options, and competitive interest rates.

Lending Partners
With over 80+ RBI authorised lenders’ network partnerships, Buddy Loan provides instant loan solutions with the fastest loan approval rate.

InCred Financial Services Limited
https://www.incred.com/partnership/

mPokket Financial Services Private Limited
https://www.mpokket.in/lsp-dla

Safe & Secure
Your data is protected through a secure HTTPS connection & 128-bit SSL encryption. We never share your information without consent, ensuring safe transactions on Buddy Loan.

Contact Us
For Loan Assist or any other details about our loans, contact us at
Email: [e-mail]
Phone: [phone]
Address: No 1187, 5th main, 21st Cross Rd, Sector 7, HSR Layout, Bengaluru, Karnataka 560102

Ratings and reviews

have wost experience with this loan app because Getting a loan is not the problem, but the repayment amount is unbelievably high. It feels like if the app gives you ₹5, it expects ₹10 in return. I honestly don't understand the logic behind such excessive charges.I have used several loan apps in the past, and their interest rates were much more reasonable. Even many local money lenders don't charge this much. I understand that a low CIBIL score can lead to a higher interest rate,

Yesterday I installed app and follow the steps now screen is stuck on application complete section I am unable to click on offers and continue journey, same query I raised in your app help section but no one is responding from your end kindly check and respond, I will change my rating when I will get resolution to it.

😡😡I have never taken a loan before, but now I am forced to do so due to personal and health issues. Since I haven't taken loans in the past, I don't have a CIBIL score; still, I tried using this app, but it was of no use—my application was rejected. How is one supposed to build a CIBIL score if loans aren't granted? I feel disappointed; I had hoped this app might help, but it didn't work out. It isn't the not 🚫 right app for me.🙏🙏😭