CARD.com Premium Banking

Card.com

About this app

Get the app for your CARD Premium Bank Account by Pathward® N.A. that puts secure and convenient banking at your fingertips. We provide simple and practical solutions to help you manage your money, your way!

Features:
- Get paid up to 2 days early with QuickPay Direct Deposit***
- Access your account through a Virtual Card
- Upload checks on the go using Mobile Check Capture*********
- Reload cash at 90,000 participating retailers********
- Know where you money goes with RapidAlerts******
- Withdraw at 40,000 fee-free MoneyPass ATMs*
- Pay straight from your account with Bill Pay Service*****
- Link compatible to your preferred virtual wallet*****
- Save with an Optional Savings Account****
- Pause transactions at anytime
- Tap to pay at check out

Check out what other customers are saying about our notable features through Trustpilot:
https://www.trustpilot.com/review/card.com

The Card Premium Bank Account is a checking account established by, and the Premium Visa® Debit card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.

1*. While In-Network ATMs are available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account. The standard Monthly Maintenance Fee is $9.95 and can be waived with a qualifying deposit. See the Demand Deposit Account Agreement for more details.

3***. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer's support of the feature and timing of payer's funding.

4****. The optional Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. The interest rate and APY may change. The APY was accurate as of 08/17/2020. The minimum balance required to open the Savings Account is $10. The minimum daily balance required to obtain the advertised APY is $10. You must receive one (1) payroll or government benefits direct deposit to be eligible to open a Savings Account. Savings Account funds are withdrawn through the Premium Bank Account and transaction fees could reduce the interest earned on the Savings Account.

5*****. Optional services (such as Venmo, CashApp, Google, Apple Etc) are not CARD, Pathward or Visa products or services nor does CARD, Pathward or Visa endorse this offer. Third-party fees may apply.

6******. Standard data rates, fees, and charges may apply.

8********. Third party bank fees may apply.

9*********. Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding at Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your Account. Unapproved checks will not be funded to your Account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your Account. See your Demand Deposit Account Agreement for details.

The Contactless indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

For more banking questions, please visit: https://card.com/faqs/
Website: https://card.com/

Ratings and reviews

This is the worst checking app. If you have an unauthorized transaction, they cancel your card and you have no access to your money. You can not link any accounts to it to withdraw money to either. A replacement card gets sent and never shows up. Then another one, then another one. Them finally the card that's been cancelled shows up. I have gone over a month with no access to my funds. Do not open an account with this bank. It is horrible.

At first I liked it. I added a few dollars for my daughter to use. She needed to know how to use a debit card responsibly. There were no fees associated with the card. We didn't keep more than $30 at a time on it. This month the day after her chore money was added, they took $9.95 maintenance fee out. I emailed them 3 times prior asking about the fees due to an alert I had gotten. They never responded. I'm closing my account! They should have responded and I could've closed it before now.

getting really old with all the glitches on the app. the latest one is not being able to transfer money between accounts. tried emailing customer service... that's a joke, of course no response, no response from calling either, just a stupid machine. I have been with card premium since 2021, and there's always going wrong with the app. really considering going somewhere else.

What’s new

Bug fixes