Credit Direct Mobile

Credit Direct Limited

About this app

Credit Direct is a trusted finance company building tailored financial solutions for Nigerians in the past 18 years.

With the Credit Direct App, you can send and receive money, pay bills, buy airtime and data, and grow your money using Yield. It is designed to help you earn interest while maintaining full control of your funds.

Key Features

- Wallet: Open a free wallet instantly and enjoy up to 10% interest per annum, earned daily on your wallet balance. Send, receive money and top up your account seamlessly.

- Airtime and Data Recharge: Buy airtime and data for yourself and others.

- Bill Payments: Pay for electricity, cable TV, and more.

- Invest with Yield: Put your money to work and earn high interest with two different plans:

Fixed Plan: Perfect for long-term growth. Earn up to 21% per annum.

Flex Plan: Ideal for flexible investing. Withdraw up to 4 times monthly and earn 15% annually.

- Gift a Yield: Give someone a gift that grows. The gifted funds can earn up to 21% interest per annum.

How to Get Started

1. Download the Credit Direct app from Playstore or Appstore

2. Create your account using your name, email and phone number.

3. Follow the prompts to set up your app and start transacting securely and seamlessly.

Why Choose Credit Direct?

CBN Licensed: Fully regulated by the Central Bank of Nigeria for secure, transparent and reliable transactions.

User-friendly: A simple, intuitive app built to help you take control of your finances.

Need Help?

We’re committed to helping you anytime and at every step of the way. Have questions or need support? Our team is available to assist you.

Call: 0700CREDITDIRECT, 02014482225, 02017005120,

Email: [e-mail]

Ratings and reviews

They later responded and disbursed when i did not need the money again even when i called the customer care to cancel my application. Now i have to pay back plus interest for a money that i said i don't want again after 2 weeks. This is just too bad

DO NOT TRUST THIS APP! Wanted to login recently but both efforts proved abortive trying to recover forgotten password: using phone number and/or email. Immediately I enter the email, I get the 6-digit code sent but once I input it, it shows: "could not verify password otp at this time. Please try again later". I had gotten this same error both day and night, more than seven times now. I thought to myself: "what if I had a huge chunk of money saved in there already? The app is always updated.

You made me waste my call units. I was advised to uninstall the app and download a new one, which I did but the situation remains the same.

What’s new

This release introduces Target Yield, enabling customers to set clear savings goals and better track expected returns.

We have also implemented bug fixes and performance improvements to enhance app stability, security, and overall user experience.

Update to the latest version to enjoy these improvements.