I've had the app quit right in the middle of a dispute form& when I tried to go back and finish it, app just said try again later, it wouldn't let me finish. Everything else is great, I think it's a really great app to help you monitor your own credit, very empowering. I'd rather monitor my own credit which is a big responsibility, rather trusting a third party to do it for me. I wish it would explain more about why & what causes your credit score to change, to understand the results better.
I've been using it for a few years. It keeps me informed so well that without it I would have been loosing score. I had paid off a creditor and after checking Credit Karma I noticed that they were reporting I still owed the creditor. I was able to fix the the situation immediately as opposed to waiting for a free report once a year. I am working very hard to clean up my credit and Credit Karma has assisted me in keeping my numbers going up.
2 years ago I started rebuilding my credit, credit karma was my first step. My credit score was at 515 with no lenders willing to give me a chance. Now, my score is over 750 and lenders are sending me offers left and right with low interest rates. The tips and approval odds REALLY help. Use this app wisely and literally see your life turn around with great financial opportunities. Thank you credit karma!
This is an amazing app and service. It's not 100% accurate but it's really close give or take a few points. Given the fact that it's totally free you can't ask for more. Not to mention the regular updates to your credit score as well as the dispute option. This is always one of the first app I down load my devices. I recommend it to and for everyone.
This app is very useful for individuals that are rebuilding their credit, I have been rebuilding mine for the last two and a half years and for a free app and a credit tool that is indispensable you can't go wrong. You have to be in a situation to improve your credit. And the application actually encourages you as you make your way in the credit world step by step. I was just able to purchase a car last week in order to rebuild it to a comfortable number. Although I just recently started using the app I wish I had known long ago so don't delay!
The absolute best app I've installed on my phone. Everyone should put this app on their phone, from teens to adult. It's helped me to rebuild my credit and monitor spending. Every month you can see you score grow, and work to improve it everyday. Biggest take away is the credit utilization, never knew about the 30% rule. Highly recommended.
• Bug fixes and enhancements
Stay tuned for more updates, and be sure to share your feedback at firstname.lastname@example.org.