Just signed up Got an invalid SSN error and I emailed to get a fix, didn't get a response from anyone but I read some other reviews and I realized that some people signed up online. I went online and some security questions were coming up which probably weren't coming up on the app. After I answered those it let me in. I didn't see all the steps to improve my credit that people raved about. It told me things I already know.
Unable to locate After 20 years of credit history this app can't find my credit file. Checked all my information and dozen times... there is no phone number or customer service. Hope they don't steal my info.
Good baseline Not 100% accurate, but for a free service, totally worth looking into. The best thing is that you can contact your creditors to get payoffs and make settlements to raise your scores. Also gives you decent recommendations.
Have yet to get approved for any of the credit cards that they have matched me with "very good" odds of approval. Only thing I get is hits on my credit inquiries. Other than that feature, it's OK at best
Very helpful. The only thing I don't like are the tempting emails to open more credit but I'm very anti debt. Other then that, it does a good job at keeping you informed and becoming more credit savy
App stinks It said that my ssn was invalid. Entering your birthday takes forever. You have to scroll to it over years of calendars
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