Credit Sesame: Build Credit

Contains adsIn-app purchases
169K reviews
Content rating
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About this app

Credit Sesame is an all-in-one credit score management app. We help with credit score management and financial health improvement. Our platform empowers you to access, understand, and build your creditfor all-around credit protection and growth.

With a free Credit Sesame account, you get instant access to your daily TransUnion credit score, with personalized, tailored recommendations to help build positive credit history. We analyze your credit profile to find the best offers for credit cards, loans and other credit products based on your chances of approval, projected credit score improvement, and potential savings.

Whether your goal is to improve your credit score, repair your credit or secure your dream home, Credit Sesame is your trusted partner in achieving your goals.

Be wise and elevate your credit and fiscal wellness today with Credit Sesame by downloading our app. Gain immediate benefits such as:

▶ Get your Free Credit Score

You can check your credit score daily- Be up to date on your TransUnion credit score. Understand what is influencing your credit score and get unique insights & tips on how to improve it.

Credit Report Summary

Get a weekly breakdown of your credit report, and learn about the factors that impact your credit. Let us guide you towards building a strong credit history by getting personalized recommendations through our unique insights, based on your credit history. Spot potential errors early, so you can take action quickly.

Free Sesame Grade

Receive a straightforward letter grade reflecting the five key components affecting your credit score, enabling clearer credit management and improvement strategies.

Free Credit Alerts & Credit Monitoring

Stay informed about changes in your credit report and safeguard your credit score from unexpected changes. Get a daily refresh of your credit score.

Free Credit Improvement Tips

Obtain customized advice and actionable steps to enhance your credit score and secure the most favorable interest rates for your credit needs.

Enhanced Borrowing Power

Discover credit products with higher likelihoods of approval! Uncover the right credit card offers customized for your credit profile and streamline your application process with insights into your approval odds.

Optimized Loan Savings

Secure competitive rates and better refinancing options for mortgages, auto loans, personal loans, and more, helping you to manage your budget more effectively.

Credit Builder Account ◀

Boost your credit effortlessly with the Credit Sesame Credit Builder. By utilizing your prepaid Sesame Cash debit card for everyday purchases, you start to construct a positive payment history, pivotal in building your credit.

No credit check is required, and while some fees may apply, the benefits to your credit score can be substantial.

Join over 18 million members who are maximizing their credit potential with Credit Sesame. Don't let karma decide for your financial health, start making informed decisions and taking control of your financial future today!

For more information:

All Policies:
Customer Service:
Updated on
May 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

165K reviews
Kendrick Philpart
May 19, 2024
This used to be a good product until all the fees were implemented. I lost my card and didn't use this account for a year and incurred all sorts of fees! This is wrong!!! Out of all the money I lost in fees all you all gave me back was $25! I lost almost $100 in fees! This is robbery! As a customer if I was unaware of changes I should not be charged for them when you all changed you system!!!
1 person found this review helpful
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Credit Sesame, Inc.
May 21, 2024
We apologize for any inconvenience caused by the implementation of fees. We strive to communicate changes effectively and understand your frustration. As stated, we sent notifications in May 2023 before fees were enacted in June 2023. Our fee structure aims to accommodate various account activities. We regret any misunderstanding.
A Google user
July 8, 2019
Fairly easy to use. I like the tips they give, that I might consider. Word of caution, don't jump at the credit cards too quickly. It may be a good option, may not, it'syour credit. their job is to recomend. The card choices are also based on the kickback to CS. That doesn't make it bad, just be aware there are a plethora of cards available. CS does your odds of approval which is a definite plus.
515 people found this review helpful
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February 11, 2021
I love this app. It tells you your current credit score, shows you your credit report, offers credit cards and loan suggestions, tells you how to improve your score based on your specific info, gives credit alerts, shows all your current accounts and your balances and any collections or past due accounts. All for free, and you can get more options for a monthly fee. And so much more.
589 people found this review helpful
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What's new

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!