Prosperics: AI Finance Tool

Digiti LLC

Contains adsIn-app purchases

About this app

Most money apps tell you what you spent. Prosperics tells you what to do next — with an AI assistant that knows your plan and a dashboard that grades your money.

PROSPERICS AI
Ask anything in plain English: "Can I afford this house?", "How do I retire by 60?", "What if I put 20% down?" Prosperics AI knows your saved plan, goals, and calculator history, so answers stay on your numbers. It runs the math, explains any result, answers with charts, and can turn the conversation into a PDF report. Educational only — not financial advice.

FINANCIAL DASHBOARD
Your money. One screen. Graded. A financial health score from A+ to F across savings, debt, housing, emergency fund, and retirement — plus net worth tracking, your biggest win and biggest risk, what-if sliders, monthly reviews, and an action queue of the exact moves that raise your score.

GUIDED DECISIONS (SIMPLE MODE)
Ask a real money question — "Can I afford this home?", "Should I pay off debt or invest?", "Am I on track to retire?" — answer a few quick prompts, and get a clear, personal verdict with next steps. 19 guided decisions for the US and Canada, with a live preview as you type. Tap "Advanced" anytime to carry your answers into a full calculator.

CALCULATORS (ADVANCED MODE)
- Paycheck and income tax calculator (US federal/state + Canada federal/provincial)
- Mortgage and home affordability, buy vs rent, refinance, PMI/CMHC
- Retirement calculator (401k/IRA, RRSP/TFSA, Social Security, CPP/OAS, Monte Carlo)
- FHSA / TFSA (Canada) and the new OBBBA tax rules (US)
- Self-employment taxes (US 1099 + S-Corp, CA T2125)
- Debt payoff and student loan repayment (US RAP and CA, avalanche/snowball)
- Budget (50/30/20), compound interest, stock valuation with SEC data, car buy/lease/EV, rental property
- Government benefits (EITC, CTC, SNAP, ACA / CCB, GST-HST, CWB)

TRACK AS A GOAL
Tap "Track as Goal" on any result. Get a target, a horizon, and a quick check-in. Hit 25%, 50%, 75%, and 100% milestones, build a streak, and see a projection of when you'll get there.

ALERTS THAT RE-RUN YOUR PLAN
Watch a scenario and Prosperics re-runs your saved decision when mortgage rates, yields, or inflation move — then tells you if your answer changed.

MARKETS
Live trackers for inflation (CPI), bond yields, company earnings, and super-investor 13F filings. Data from BLS, the Federal Reserve, SEC EDGAR, Statistics Canada, and the Bank of Canada.

NO BANK LINKING. AVAILABLE IN ENGLISH, SPANISH, AND FRENCH (CANADA).

PRO (with a free trial)
- Unlimited Prosperics AI
- Unlimited goals and saves
- Plan-impact and rate alerts
- PDF reports and exports
- Live rates and estimates
- Ad-free

Pro is a recurring subscription billed through your Google Play account, monthly or annual, and auto-renews until cancelled. Manage or cancel anytime in Play Store > Menu > Subscriptions. Terms: https://prosperics.com/terms - Privacy: https://prosperics.com/privacy

PRIVACY
Calculations run on your device and your inputs stay local unless you save them. We never ask you to link a bank account, and we do not sell personal data.

Prosperics provides calculators and educational tools and does not offer personalized financial, legal, or tax advice. All numbers shown are estimates.

Questions or feedback? [e-mail]

What’s new

What's new in 1.1.0:
• Tap "Show me the charts" after any scenario for visuals that match your results — including money-flow breakdowns for budgets and home affordability.
• More accurate New Tax Law results.
• "Can I afford this home?" now uses your income and shows its assumptions.
• Simpler, better-ordered questions.
• Goals tailored to your own numbers.
• Fresher AI answers and a cleaner Markets screen.