Dutch Defend

Pipenzo

About this app

Dutch Defend helps expats in the Netherlands plan ahead for major tax and visa events. Use simple, privacy-first simulators to see how the end of the 30% ruling, Box 3 wealth tax, and mortgage changes affect your net income and long-term plans. Build scenarios, compare outcomes, and get clear, actionable next steps so you can make informed financial decisions.

Key features
- 30% ruling impact simulator with timeline and net-pay projections
- Box 3 wealth tax scenario modelling
- Mortgage affordability and timeline planning tools
- Offline-first, privacy-focused local calculations

What’s new

Fixed holiday pay projection mismatch: Timeline now matches Dashboard payout estimates.
Improved pro-rated holiday payout accuracy for mid-year employment start dates.
Better consistency across payout calculations and timeline display.
General stability and performance improvements.