Expense Tracker reads your bank SMS alerts and automatically logs your transactions. No manual entry. No account required. All data stays on your device.
How it works
When you receive a bank SMS — debit, credit, or UPI — the app reads it, extracts the amount, merchant, and date, and saves it as a transaction. Every time you open the app, it scans your inbox for any new messages.
Budgets
Set monthly spending limits by category. The app alerts you when you reach 80% and 100% of a budget.
Insights
View your spending by category and merchant. See weekly, monthly, and yearly breakdowns with charts and summary stats.
SMS Rules
Create rules based on SMS content to automatically rename or recategorise matching transactions.
Export
Export all transactions as a CSV file.
Security
Lock the app with fingerprint, face unlock, or PIN.
Privacy
SMS messages are read locally on your device. Nothing is sent to any server. No analytics. No ads. No tracking.