Jyoti Smart

2.9
820 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Jyoti Smart is Jyoti Bikas Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Jyoti Bikas Bank. This App will be regularly updated with additional new features.

Key Features:

1. Banking On the Go
2. Bill Payments Made Easier
3. Top Up Made Easier
4. Fund Transfers Made Easier
5. QR Code: Scan and Pay
6. Instant Online and Retail Payment with Fonepay Network
7. Accessing your Account Informations Made Easier
8. User Friendly, Safe and Secure
9. And Many More Exciting Features

Jyoti Smart helps protect your information by using 128-bit SSL encryption when you are logged on.

To be able to use this App, you first need to have a valid account maintained at Jyoti Bikas Bank , and you need to subscribe to the Jyoti Bikas Bank Mobile Banking Service.

Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch.

Jyoti Smart is a Member of Fonepay Network.

Smart Banking for Smart People.
Updated on
Jan 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

2.9
818 reviews
LN L
February 15, 2021
Poor app When I am trying to change password it shows "Your login session is expired. Please login again." I am tired of it please fix this problem soon. It's not fair. Other bank's apps are more smarter than this.
51 people found this review helpful
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Prajwol Pokharel
January 1, 2023
The app shows loading and doesn't show amount too in my account, when I try to do transaction it keeps loading. It's been a day , I hope it will be fixed
18 people found this review helpful
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Heymontt Lopchan
March 24, 2024
It is deducting my balance saying Card Installment Fee. How many times should i pay the fee? Im noticing if they are knowingly deducting balance from our account. Its not a big money though they are neglecting the errors and im so dissapointed by these people or company itself.
12 people found this review helpful
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