Fidelity Bloom®: Save & Spend

Fidelity Investments

About this app

Fidelity Bloom® is a free financial savings app. It’s also a debit card. And it’s also 2 brokerage accounts: SPEND, for your spending money, and SAVE, for your savings stash.*

Our mission? Take the sting out of saving money by rewarding good money moves, and teaching you new money habits to try out IRL.

Always free to use.† No subscription fees.

+A SAVING/SPENDING PLATFORM THAT PAYS YOU
Keeping your spending money separate from where you’re saving can be an essential step toward healthy saving habits. You’ll earn cash rewards for spending and saving money using our finance app.
–Spending: We’ll deposit 10 cents to SAVE with every Fidelity Bloom debit card purchase.

+A SPACE TO GROW MINDFUL MONEY HABITS
You’ll get money tips and practice new habits.
–Fidelity Bloom was built by behavioral scientists, who study how and why people make decisions about money management. We use these insights to power every aspect of Fidelity Bloom.
–Challenges are short, research-based activities that directly tackle the practical, psychological, and emotional reasons why people struggle to save.
–Get helpful savings and budget tips, spending hacks, and opportunities to reflect on your own money habits.

+COMMITTED TO YOUR SECURITY AND PROTECTION
You’ll be protected from fraud, and your information is kept secure.
–We’re offered by Fidelity Investments, rated #1 Overall Broker by StockBrokers in 2022 and most trusted wealth management company by the readers of Investor's Business Daily in 2020.»
–Your data and privacy are safeguarded with strong encryption, firewalls, secure email, and proactive 24/7 system surveillance.
–The Fidelity Bloom debit card includes transaction alerts, card locks, and fraud text alerts.

1059879.14.0

Ratings and reviews

I used Fidelity Bloom as direct deposit for my work, for about 3 months. And for that time, not once did I get a notification from the app... Not for transactions, or even for little tips on how to save. Yes, I have notifications turned on as well. Iwas generous enough to give it three stars because honestly, it has one of the best layouts I have ever had the pleasure of seeing/using. It was super easy to navigate through the app.

I downloaded this because it sounded like a budgeting app with a checking and savings account all wrapped up in a nice package but it is just a checking and savings account with some useful things to track your savings and benefits on the debit purchases. Back to looking for a Mint alternative....

What a game changer by Fidelity. This attempt by a large, established investment company to cater to changing trends actually worked. Goldman Sachs, Wells Fargo, and every other large bank and/or investment company should take note. This one is a winner when it comes to banking. Nice branding job to boot.

What's new

-Add Round Up to your other debit and credit cards. You can now move money from your Spend account to your Save account by adding Round Up to your other debit and credit cards. 

Bug fixes and enhancements