UNest: Investing for your Kids

2.91K reviews
Content rating
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About this app

Invest in your kids’ future and receive unlimited monetary contributions from friends and family. Earn money into your child’s account by shopping with the brands you love. Building a solid financial foundation is easier with UNest.
UNest is a family investment app that takes the hard work out of money management, college savings & more. We made managing your family finances effortless with custodial accounts, smart investing tools, and diverse options. Take a diversified approach by building your child’s future with solutions like professionally managed ETF portfolios built for the long term, or the ability for you to research and buy popular cryptocurrencies like Bitcoin, Ethereum, and more.
With a custodial account, you have the flexibility to use your funds for any child-related purchases and withdraw cash from your accounts without penalty* UNest takes the stress out of building a financial future and makes it more rewarding.

As a safe and secure investment app, UNest lets you focus on what truly matters for your family.

Imagine a brighter future for your kids, then take the first step in building it with UNest.


Choose from 5 simple investment options, set up recurring contributions, and easily track your investment growth with a tap.
Send contributions safely and securely into a child’s UNest account with a gift link, no app download is required.
Diversify your child’s portfolio and help fund their future, alongside your traditional investments. You can now buy and learn about some of the most popular digital assets. Choose from Bitcoin, Ethereum, Solana, and other cryptocurrencies!
Invite friends to UNest and receive a $50 reward after they sign-up.
Stash more cash right into your child’s account simply by shopping at the brands you love. Earn rewards & discounts when you purchase products from within the UNest app.
Is life getting in the way? No worries. Make free withdrawals for child-related emergencies* or use funds for any child-related costs such as college tuition or a down payment.
Starting at $2.99/mo. Earn up to $2,100 of tax benefits every year on the potential earnings of your account.
Invest safely thanks to our industry-leading, bank-level encryption that helps keep your financial data secure.
Download UNest and start building your child’s financial future today!
If you have any questions, don’t hesitate to reach out at support@unest.co


* Funds may be subject to capital gains tax



Any and all offers related to cryptocurrency are made by UNest Crypto, LLC. This is not an offer to buy or sell any securities or invest in any particular strategy. This offer is not affiliated with UNest Advisors, LLC or UNest Securities, LLC.

Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC insurance. Crypto Investing involves significant risk, including but not limited to market swings, and flash crashes. Cryptocurrency markets and exchanges are not regulated with the same controls and protections as equity trading. UNest Crypto accounts are not UTMA/UGMA’s. They are individual brokerage accounts in your name and are treated as such for tax, reporting, and legal purposes.

Other investment charges may apply. Please refer to the Program Description for more details: https://unest.co/advisoragreement/
Updated on
Nov 22, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted
2.91K reviews
Barbara White
October 6, 2022
I wish we could navigate the app and see how we like it before jumping into creating an account and giving personal info. The way it's set up atm makes you feel trapped/locked in......you have to continue w the account set up before being able to do anything. Also, I ended up having to close my account due to the minimum monthly amount being outside my budget. If we could adjust that to any amount then I'd reinstall. I also wish we could earn points/money somehow (the way other apps do)
32 people found this review helpful
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October 3, 2022
Hi Barbara, thank you for your valued feedback! Our product team is working on making improvements to the onboarding experience in the coming weeks related to this. In the meantime, you are welcomed to sign up and have your account in a paused state until you are ready to start. Please reach out to support@unest.co and we will be happy to help!
Ewa Ewa
August 22, 2022
I agree with the other reviewers. They are really good at loosing money. And it is absolutely impossible to close the account. Its about to be month 4 of me trying to. They keep "sending the check to me" yet the account is still running after almost 4 months since my initial request to close it. Is this thing ran by one person? It's awful. I wasn't able to connect my bank after a few trials. There was absolutely nothing good about my experience with UNest. Sorry.
45 people found this review helpful
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One Off
November 21, 2022
Horrible. They've kept my money from me for months. Refusing to send it back. Don't use them. Total fraud.
2 people found this review helpful
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November 28, 2022
Hi there, because deposited funds are invested, they must first go through a liquidation process in order to be withdrawn. At times, withdrawals may require additional verification in order to proceed. We would love to take a look further into your situation to see what can be done to expedite your withdrawal. Please reach out to support@unest.co

What's new

We’ve made some enhancements to streamline our registration process and improved the overall UNest experience.