Fidelity Token

2.9
252 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Fidelity Token is an innovative mobile app for second factor authentication that enables Fidelity Online Banking users secure all transactions using their Android devices. This eliminates the need to carry a hardware token.

VERIFY TRANSACTIONS
Guard yourself when transacting online by confirming your transactions such as: fund transfer, bills payment, airtime recharge etc. right on your mobile application. Confirm the details and enter your secure, One Time Passcode (OTP) to complete the transaction.

ACTIVATING YOUR SOFT TOKEN
To activate the Fidelity Token, simply login to the Fidelity Token app with your Fidelity Online Banking credentials. Once logged in, the app will authenticate your mobile phone and also request that you provide answer to any of your secret questions.

EASE OF USE, SPEED OF TRANSACTION
Fidelity Token has been uniquely designed as an easy solution for your transactions. All you need is to input your PIN and the one time password is available instantly to complete your transactions. If you are using the Fidelity Online Banking app, you can easily copy the eight digit token response and paste as required.

INFORMATION AND CUSTOMER SERVICE
When activating your token for the first time, you will be charged N1,500 + 7.5% VAT. However this is a one-time charge for your token in line with the Central Bank of Nigeria’s directive. Subsequent reinstallation or reactivation will be free of charge.

For more information, please call True Serve on +234 700 343 35489 or email True.Serve@fidelitybank.ng.

Copyright © Fidelity Bank Plc. 2024. All rights reserved. Fidelity Token is a trademark of Fidelity Bank Plc.
Updated on
Mar 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

2.9
250 reviews
Olamibo Ogunde
January 6, 2026
nothing to write home about...what's the use of token app if it won't open, it keeps telling me error and they will send me an email telling me I logged into my account...I have sent several emails complaining that I can't open my token app but even the messages don't deliver....worst app ever.
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Emmanuel Akpabio
October 15, 2025
The Token App alongside the Fidelity bank is nothing to write home about. I have been complaining about this Token App to the customer care for about 4 months now and nothing has been done about it. How can someone have money in his account and not being able to use it at when desired? The token never allows me to login...I repeat, NEVER!!! I got a new phone and tried to login my Fidelity App on my new device, and I get one bloodly error all the time! please both Apps sucks as regard logins!!
28 people found this review helpful
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Cionne Oluwaseun
November 28, 2025
What is the use of having an app for generating token in the first place? Are you saying the actual Fidelity Bank app is not safe enough? And to top it, the Token app refuses to log me in, despite inputting my correct log in details. And no transfer can be made without the token. Is this the seamless transaction you're offering your customers?
14 people found this review helpful
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What’s new

Bug fixes and enhanced performance

App support

Phone number
+23470034335489
About the developer
FIDELITY BANK PLC
onlinemobilesupport@fidelitybank.ng
Fidelity Place 1 Fidelity Bank Close Victoria Island Lagos Nigeria
+234 903 984 4866

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