GCash - Buy Load, Pay Bills, S

3.6
1.63M reviews
50M+
Downloads
Content rating
Everyone
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About this app

A mobile wallet app that lets you instantly pay bills, buy load, send money, shop, and more – all in the safety of your own home!

Enjoy fast and easy payments with GCash! It's a safe, secure mobile wallet that connects to your mobile number, making it available anytime, anywhere. Download GCash today so you can complete your errands without having to break quarantine!

• Open to all networks
• Zero-rated for Globe and TM
• Regulated by BSP

SEND MONEY IN REAL TIME
• Send money to GCash, Coins.ph, and PayMaya users
• Send any amount to multiple people at once with Ang Pao

TRANSFER MONEY TO 40+ BANKS INSTANTLY
• Transfer funds instantly to any major bank account nationwide
• Save bank account details for future fund transfers
• Send to BPI, BDO, Metrobank, Landbank, Unionbank, Chinabank, etc

PAY BILLS AND FEES TO 400+ BILLERS
• Pay utility bills and more without going out
• Past due bills and paying with GCredit also accepted
• Save favorite billers and set payment reminders
• Electricity: Meralco, Kuryente Load, and other provincial providers
• Water: Manila Water, Maynilad, and other provincial providers
• Cable, Internet: Globe at Home, Sky Broadband, Smart Bro, etc
• Telecoms: Globe Postpaid, PLDT DSL, Smart, Sun Cellular, etc
• Credit Cards, Loans: BPI, BDO, Citibank, Home Credit, U-Peso, etc
• Government: BIR, DFA, MMDA, NBI, SSS, Pag IBIG, etc
• Travel: AirAsia, Cebu Pacific, PAL, etc

BUY LOAD ANYTIME, ANYWHERE
• Buy load for anyone on all networks instantly
• Load any Globe, TM, Smart, TNT, Sun Cellular number
• Buy exclusive Globe and TM load combos
• Buy broadband packages for Globe at Home Prepaid Wifi
• Buy TV channels, PIN for Cignal and SkyCable
• Buy MaxiCare prepaid health insurance

RECEIVE REMITTANCES AND PAYPAL FUNDS ONLINE
• Receive remittances from MoneyGram and Western Union while at home
• Key in your reference number and receive money on your phone
• Link your Paypal to GCash to withdraw or transfer funds for free

EXTEND YOUR BUDGET WITH GCREDIT
• Gain access to GCredit, GCash's mobile credit line, based on your GScore
• Credit limit starts from P1,000 to P30,000
• Build your GScore by using GCash frequently

CASH-IN WITH ONLINE BANKING AND DEBIT CARDS
• Top up your GCash using online banking: BPI, RCBC, Unionbank, etc
• Mastercard/Visa debit card also available: BDO, AUB, Citi, HSBC, and more
• Cash in over the counter: Cebuana Lhuillier, Villarica, Touchpay, Bayad Center, etc

SHOP ONLINE EVEN WITH NO CREDIT CARD
• Easy, secure, and instant payments to Lazada, Shopee, and more
• Pay for food and grocery deliveries with American Express Virtual Pay or GCash Mastercard
• Link your GCash to App Store and Play Store to pay for apps, games, movies, and more

PAY QR AT OVER 70,000 PARTNERS
• Scan to pay QR codes at over 70,000 GCash partners
• Pay at Puregold, SM, and a ton of shops and restaurants nationwide

BUY GAMING CREDITS INSTANTLY
• Buy 10 kinds of gaming pins from top brands at Php 1=1 cost
• Get Garena Shells, Steam Wallet Codes, LevelUp, Blizzard, Ragnarok, GameClub Credits
• Razer Gold, Rules of Survival, Mobile Legends Diamonds, PUBG PINs available

OPEN A SAVINGS ACCOUNT WITH NO INITIAL DEPOSIT
• No minimum deposit, no minimum balance
• Up to 4.1% interest rate per annum
• In partnership with CIMB Bank; insured by PDIC

INVEST MONEY FOR AS LOW AS P50
• Subscribe to an investment fund for as low as P50
• In partnership with ATRAM Trust Corp

HELP RESTORE PHILIPPINE FORESTS WITH GCASH FOREST
• Earn green energy on GCash Forest by doing green activities
• Green activities: Walking, completing cashless transactions on GCash
• Get enough points to plant a tree at Ipo Watershed

Join our ongoing promos to get freebies! Get cashbacks, vouchers, discounts, or even treats from Jollibee, Lazada, Bonchon and more!

Now with 20 million users!
Updated on
Dec 15, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted
3.6
1.63M reviews
Rus
December 17, 2022
Nothing short of negligent management. Just because it's the most widely adopted payment standard in the country outside of cash and credit, doesn't mean it's good at all. The app's laggy, logging in is a pain and fails at least once 100% of the time, crashes more often than I can count, and has cluttered design in general, clearly highlighting the features that make them most profit. Stick to cash or credit instead if you can at all help it.
177 people found this review helpful
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Sherelyn Larrubis
January 13, 2023
The app is good but at the same time very annoying like it always need to update like every month. Whenever I need to transact for instance because of an emergency I can't use it, because it needs to be updated. I still keep using it since I have no choice, all of the transaction can be done through online nowadays. Better if you have to improve the system!! Like if there's an emergency you can still used it and update it later on!! Just a friendly suggestion!!
2,332 people found this review helpful
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Jeth Hinayon
November 28, 2022
It's a good app when it works but very unreliable and the updates seem to bug the app more rather than fix it, from my experience. It's a hit or a miss when you want to use or need it the most. "Something is wrong" pops up one too many times and Help Center isn't much help really. Please get it together, GCash. We could really use a seamless customer experience from you. Thanks.
175 people found this review helpful
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What's new

Merry GCash is here & we’ve got great gifts for you! We’re bringing back Lucky Load & introducing GDeals for awesome discounts this holiday season & beyond.

With all the shopping you’re going to do, we’re making sure that GCash is even safer for you with Double Authentication. Now, scammers can’t access your account on a different device as new log-ins will require real-time biometrics via face recognition, added shopping insurance in GInsure for your online purchases. Happy Christmas shopping!