Grow Credit

Thousands of Americans are using the Grow Mastercard to build credit Fast and for Free, while saving with subscriptions with no prior credit history required.

Your credit score is different on Experian, Equifax, and Transunion. Having a strong score on all three matters since lenders, car dealers, home mortgages, and credit card companies are often reviewing more than one score to determine a consumer's creditworthiness. Fortunately, Grow helps you boost your credit score fast and for free with your subscriptions on all three credit bureaus.

Grow Credit with your subscriptions in three easy steps:

1. Apply for your Grow Mastercard.
2. Link your bank account for repayment of your monthly balance
3. Add your subscriptions: Netflix, Hulu, Spotify, Disney+, Amazon Prime, and your cell phone bill.

That’s it! Your subscriptions will be billed to your Grow Mastercard, and we’ll automatically debit your bank account for the balance every month and report your progress to all three credit bureaus.

A better credit score means lower interest rates on future loans, which could save you tens or even hundreds of thousands of dollars in the long run. Grow users have increased their FICO score by an average of 51pts within a year.*

The press raves about Grow:

[Techcrunch.com]:Grow "is a pretty elegant way to solve a problem that’s a real barrier to entry for a large number of financial services. Credit scores can impact mortgages, the ability to receive small business loans, and a host of other services that are ways to boost economic opportunity."

[Nerdwallet.com]: "The Grow Credit Mastercard is ideal for those with no credit or poor credit."

Grow offers 4 plans to boost your score:

Build Free Membership

* Reports a $204 credit line to Equifax, Experian & Transunion
* $17 monthly spending limit to use on over 100 eligible subscriptions
* Cost: Free

Build Secured membership

* Reports a $204 credit line to Equifax, Experian & Transunion
* $17 monthly spending limit to use on over 100 eligible subscriptions
* $17 security deposit required - refundable after 12 consecutive on-time payments
* $12 Savings in the first year with one of over 100 popular subscriptions
* Starts at $1

Grow membership

* Reports a $600 credit line to Equifax, Experian & Transunion
* $50 monthly spending limit to use on over 100 subscriptions and cell phone plans.
* $12 Savings in the first year with one of over 100 popular subscriptions
* Starts at $3.99


Accelerate membership

* Reports an $1,800 credit line to Equifax, Experian & Transunion
* $150 monthly spending limit to use on over 100 subscriptions and cell phone plans.
* $24 Savings in the first year with one of over 100 popular subscriptions
* Starts at $7.99

Additional Features:

* Plan duration: 12 months - renewable.
* Free FICO Score
* Free Credit score education blogs and quizzes.

For Grow Free & Grow Secured:

* Option to upgrade to a Grow membership after 6 months of consecutive on-time payments

For Grow & Save Members only:

* Access to premium subscriptions, including your cell phone bill (AT&T, T-Mobile, Verizon, or Sprint)

For Grow Secured Rate

*Time-restricted 12 months promotional rate. Otherwise, effective rate is $1.99 ($2.99 - $1 subscription savings) for first 12 months then $2.99 thereafter

This app is operated by Grow Credit, Inc. Any questions or suggestions can be directed to [Behappy@Growcredit.com]

*Actual Grow Credit data. Sample size of 421 Grow accounts with on-time payments.
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What's New

We’re always working to help you build your credit. Here’s what’s new in this version of Grow:
* Improvements in the process of changing your linked bank account
* Minor bug fixes and performance updates
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Additional Information

Updated
October 29, 2021
Size
99M
Installs
10,000+
Current Version
2.6.4
Requires Android
7.0 and up
Content Rating
Everyone
Permissions
Offered By
Grow Credit Inc.
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