FINNIX - Legal Lending App - Get Money in 5 Mins

What is FINNIX?

FINNIX is a 100% legal digital lending app developed by MONIX Co., Ltd. under the supervision of the Bank of Thailand. Serving every need for instant money as the revolving loan, anyone can now apply for the credit line easily by themselves via FINNIX application anywhere 24/7.

FINNIX offers a revolving virtual credit line with the open-ended line duration that you can choose to pay minimum (only the interest) or 3/6/12-month installments (minimum 3 months and maximum 12 months) in each billing cycle.

Why Choosing FINNIX?
1. Enjoy the maximum open-ended credit line of 100,000 Baht
2. Get the money instantly in 5 minutes anywhere, anytime
3. Irresistible monthly interest rate of 2.75% (equivalent to 33% APR or annual percentage rate)
4. No hidden fees: no prepayment fee, no front-end fee, no stamp duty fee
5. No collateral, no document, and no guarantor are required
6. Worry-free repayment plans: pay only the interest to pay in installment (up to 12 months)

Example of Loan Calculation:

If the credit limit is approved and you borrow 10,000 Baht

The amount of money you will receive into your bank account = 10,000 Baht

On March 1, you choose 3-month installment as your repayment plan and choose to pay on every 1st of the month

On April 1, you need to pay = 3,518.32 Baht (with the principal = 3,238.05 Baht, and the accrued 31-day interest = 10,000*33%*31/365 = 280.27 Baht). The remaining principal is 6,761.95 Baht

On May 1, you need to pay = 3,518.32 Baht (with the principal = 3,334.92 Baht, and the accrued 30-day interest = 6,761.95 *33%*30/365 = 183.40 Baht.) The remaining principal is 3,427.03 Baht

On June 1, you need to pay = 3,523.08 Baht (with the principal = 3,427.03 Baht, and the accrued 31-day interest = 3,427.03 *33%*31/365 = 96.05 Baht.) The remaining principal is 0 Baht

In summary, the total payment = 10,559.72 Baht with the total interest (calculated at 33% APR) = 559.72 Baht from the principal of 10,000 Baht

Want to Learn More about FINNIX?
- Official Website:
- Product Sale Sheet:
- Privacy Policy:
- MONIX Call Center: 0-2329-5956 - Monday - Friday (9.00 -18.00 hrs.) and Saturday (9.00 - 12.00 hrs.), closed on Thailand’s public holidays.
- Facebook Page:

Ready to unleash your financial power with FINNIX? Download the app now!
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What's New

Update to the newest version for a better user experience!
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Additional Information

May 27, 2021
Current Version
Requires Android
7.0 and up
Content Rating
Offered By
MONIX Co., Ltd.
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