FINNIX: Revolving Credit Line

4.3
253K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Say goodbye to loan shark apps that charge illegal interest rates, use unlawful debt collection tactics, and exploit borrowers with unfair practices.

Welcome a better way to borrow with FINNIX—a legal digital lending platform developed by MONIX Co., Ltd., an affiliate of Siam Commercial Bank under the SCBX Group. FINNIX is regulated by the Bank of Thailand and a mission to protect Thai people from loan sharks, FINNIX aims to revolutionize the borrowing experience.

Why do millions of users choose FINNIX app?
1. Borrow money through a simple application—anywhere, anytime, 24/7.
2. Lightning-fast loan approval—know the result and get the money the fastest in 5 seconds.
3. Convenient loan application, using only the citizen ID card and 6-month bank statement.
4. Individuals with a monthly income of over THB 8,000 can apply for a loan—no career restrictions.
5. Offers revolving credit services legally under the supervision of the Bank of Thailand.
6. Safe and secure—personal information is protected under the Personal Data Protection Act (PDPA).

Please note that this application does NOT provide installment personal loans.

FINNIX provides virtual credit line products with the following options:
- FINNIX Bewinged: Experience a revolving credit line with a maximum limit of THB 100,000.

With the FINNIX app, you can enjoy 5 exceptional benefits (subject to approval based on the company's criteria):
Use FINNIX app for 5 FINs
1. FIN MAX: Get the credit line without deduction. No deposit or hidden fee required.
2. FIN FAST: Get the credit line fastest in 5 seconds, purely online
3. FIN EASY: Apply in the application, anytime and anywhere without guarantor or security
4. FIN CHILL: Maximum interest 33% p.a. charged on the withdrawn amount only. Fewer principles, fewer interests.
5. FIN AS YOU
- Option 1: Choose to pay as you wish. Pay as much as you can according to your affordability.
- Option 2: You can choose to pay the minimum amount just for interest. Don't be afraid of losing credit.

How to use FINNIX app?
1. Download and install the FINNIX app.
2. Enter your phone number and confirm it using the OTP code.
3. Create your user account by verifying your identity through the SCB EASY app or ThaID app, along with a biometric check.
4. Apply for a credit line on the app.
5. Receive approval results in as little as 5 seconds.
6. Withdraw funds to your registered bank account.
7. Repay your loan via your banking app or by using a barcode/QR code.

The FINNIX app is the ideal solution for fulfilling all your urgent needs with its versatile multi-purpose credit line, available anytime and anywhere. With no credit expiration, you can enjoy peace of mind while managing your finances effortlessly. Download the FINNIX app to experience financial ease.

About FINNIX App
- Official Website: www.finnix.co
- Facebook Page: http://www.facebook.com/finnixapp
- Call Center Number by MONIX: 02-113-1113 Monday - Sunday (9.00 -18.00 hrs.)
- Privacy Policy: www.finnix.co/privacy-policy

About FINNIX App Developer
- Company Address: MONIX Co., Ltd. 9, 2nd Floor, Learning Center Building, Ratchadapisek Road, Jatujak, Jatujak, Bangkok, 10900, Thailand

Warning: Borrow when necessary and within your means.
Updated on
Jun 19, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
251K reviews
Kevin Walter Jr.
August 31, 2023
The app detected as maleware! I haven't use it properly yet and already detected as maleware by my anti-maleware application. Connected to my scb too. Not cool and feel not safe! Edit: I redownload it again and still the show as maleware app in anti-maleware application. I don't feel safe to use it.
32 people found this review helpful
MONIX Co., Ltd.
August 31, 2023
Short ver.3 – อยากลบข้อมูล​ แอปฟินนิกซ์ให้บริการโดยบริษัท มันนิกซ์ จำกัด เป็นบริษัทในเครือของธนาคารไทยพาณิชย์ และอยู่ภายใต้การกำกับของธนาคารแห่งประเทศไทย โดยดูแลรักษาข้อมูลตามกฎหมายคุ้มครองข้อมูลส่วนบุคคลที่เกี่ยวข้องอย่างเคร่งครัด ส่วนนี้ไม่ต้องกังวลเลยน้า มีคำถามเพิ่มเติมสามารถติดต่อศูนย์บริการลูกค้า 02-113-1113​
Kitsana Sookpuang
July 31, 2022
the real fast cash, you will get the money into your bank account once you completed the registration. I'm not sure how they calculate an amount of the loan but for me I'm fine with the amount.
34 people found this review helpful
MONIX Co., Ltd.
July 31, 2022
ระดับฟินนี่โอนไวอยู่แล้ว ขอขอบคุณที่สำหรับการรีวิว มาก มาก มาก มาก จ้า ขอให้รวยสุข รวยทรัพย์ ทำมาค้าขึ้น แล้วอย่าลืมจ่ายค่างวดตรงเวลาเพื่อรักษาเครดิตให้ดีๆ 😘 และหากจ่ายตรงเวลาและรักษาเครดิตดีไปเรื่อยๆ จะได้มีโอกาสได้วงเงินเพิ่มอีก ฟินนี่เป็นกำลังใจให้น้า❤️
Sabaithong Moonrat
April 27, 2022
Cannot upload statement try many times for a month, asked call center but not clearly to help and they let me go to chat via facebook with robot.. disappoint
12 people found this review helpful
MONIX Co., Ltd.
April 28, 2022
ฟินนี่ต้องขออภัยเป็นอย่างยิ่ง ไม่ทราบว่าติดปัญหาขั้นตอนไหนอยู่น้า สามารถสอบถามข้อมูล หรือ ต้องการให้ช่วยเหลือในเรื่องใด ติดต่อได้ทางแฟนเพจฟินนิกซ์ www.facebook.com/finnixapp เรามีทีมงานช่วยดูแล หรือ ติดต่อศูนย์บริการลูกค้า บริษัทมันนิกซ์: 02-113-1113 ในวันวันจันทร์-อาทิตย์ (08:00 น.-19:00 น.) ❤️ ฟินนี่ยินดีให้บริการจ้า🥰

What’s new

Finnix has developed and improved the performance and security of the system. Thank you for using Finnix! Finnix will continually improve our services for your best experience. You can always find new features from us just by turning on automatic updates. Let's update!