IndusInd Bank: Savings A/C, FD

IndusInd Bank Ltd.

About this app

A faster, smarter banking experience awaits! Try the new IndusInd Bank Mobile Banking App - INDIE.

Open an IndusInd Bank savings account with a 100% digital process and access premium features like scan-and-pay, bill payments, zero-fee transactions and more. Enjoy a zero balance savings account with no non-maintenance charges. From booking a fixed deposit (FD) to applying for an instant loan or credit card, or even investing in mutual funds—do it all from one app.

Savings Account
Open a savings account instantly with ZERO paperwork using the mobile app. Choose an account that suits your needs, including a zero balance account. Your bank account comes with exclusive features:

• Best-in-class interest rates of up to 5% p.a.
• Zero Fee Banking with free NEFT/RTGS transactions
• Free unlimited ATM cash withdrawals on IndusInd Bank ATMs
• Up to 3% rewards on the brands of your choice, UPI and fuel
• 0 Forex Mark-up, Complimentary Airport Lounge access

Fixed Deposit
Book a fixed deposit (FD) from the comfort of your home using the mobile banking app. With IndusInd Bank Fixed Deposit, you can:

• Enjoy fixed deposit interest rates of up to 7% p.a.
• Choose your preferred FD option: Regular FD, Tax-saving FD, or senior citizen FD
• Leverage the auto-sweep feature for dual benefit of liquidity & high-returns.

Pay zero charges on pre-mature withdrawals on Auto-Sweep FD. Link your fixed deposit to savings account to pay directly from your FD
Manage your Fixed Deposits on the go with features like: Maturity instructions (auto-renewal, payout, partial renewal), Premature and partial withdrawals, etc.

Instant Personal Loan & Line of Credit
Facing a cash crunch? Get an instant personal loan with 100% digital application process.

• Get up to ₹5 lakh instantly in your bank account
• Save more with discounted Processing Fee
• Choose from a range of flexible tenure options
• Enjoy low interest rates

You can also avail instant line of credit within the IndusInd Bank Mobile Banking app and enjoy speedy disbursals with just a few taps.

• Withdraw money anytime, multiple times
• Pay interest only on the withdrawn amount
• Pick from a range of flexible tenure options ranging from 1 to 36 months

Credit Card Application & Management
Apply instantly for an IndusInd Bank Credit Card with 100% paperless process and instant approval—manage it all via the Mobile Banking App.

• Set/Reset credit card pin and transaction limits
• Access instant statements and track spends in real time
• Pay bills securely and conveniently from the app
• Keep a track of your reward points

Recharge & Bill Payment Services
Manage and pay all your utility bills, including electricity, gas, and water, directly through the app. The app also allows you to:

• Securely top-up your mobile, DTH, and data card anytime, anywhere. Automate bill payments to avoid late fees.
• Get real-time payment confirmations and receipts to keep your financial records organised.

Mutual Funds
Diversify your investment portfolio with a range of mutual fund options available in the app. Whether you're a seasoned investor or just starting out, you can find funds that match your financial goals.

• Start your SIP investment from as low as ₹500 or opt for a one-time lump sum investment
• Buy, sell and manage all your funds in just a few clicks
• Get personalised fund options that match your risk appetite
• Choose from 500+ Large Cap, Mid Cap & Small Cap Equity Funds, Tax-Saving options & more

Safe and Quick Online Fund Transfers
Make payments via UPI, IMPS, NEFT, RTGS and other methods quickly and safely from the mobile app.

• Transfer funds instantly without adding beneficiary
• Add, delete, and manage beneficiaries hassle-free
• Automate recurring payments such as rents, subscriptions, etc.

Get in touch with us
For queries or assistance, reach out to our customer support team

• Email: [e-mail]
• Phone: [phone]
• Timings: 8 am to 8 pm - All Days

Ratings and reviews

Worst app ever. Keeps showing the stupid intro logo again and again but never opens. Total waste of time. Even after uninstalling and reinstalling, the same useless problem. What’s the point of having a banking app if it doesn’t open when needed? Extremely frustrating and disappointing. Fix this pathetic loading issue immediately or people will stop trusting your bank itself. Such a shameful app performace.

6/04-New update: They told me to message them on this email ID, and I did, but still no response. This is also automated. It's been more than 20 days since I reached out to them via email about Priority Pass. There hasn't been a single update to date. I've sent multiple emails with no response and called multiple times, but only reached an IVR recording, not actual customer care to resolve any issues. It is very frustrating; you can't do anything. There customer support service is really bad👎

Hopeless app. They reflect the payment made on time against the outstanding balance yet block your card for non payment. Customer care says the amount is not settled thru CRED. Cred shared full details including transaction reference no. But we don't find a way to unblock the card despite full payment made before the due date and having a full receipt of money paid to them. The card utilisation is not even 6% of the credit limit. Typical sarkari bank with a ridiculous back end and app.

What’s new

What's new?
This latest update gives your INDIE app a smoother user experience. Check this out!
• Enjoy an improved Video KYC process, Bill Payments
• Experience quick account opening and onboarding journey
• Fixed bugs for a better experience
• Get a seamless app experience with improved UI/UX