Instant Loan Installment Loans

4.8
1.56K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Loans for bad credit are our specialty. Get a cash advance loan using Instant Loan today! It's easier than any other cash advance or loan app and our rates are the best in the business. Need some fast cash? Check out Instant Loan now for free.

Instant Loan provides the money you need, when you need it!

Fast funding. Affordable payments. Personal service.

Applying does NOT affect your FICO® credit score! Get approved today. Receive your money as soon as tomorrow!

- Quick Approvals - Get approved today with an easy online loan application!

- Fast Funding - Once approved, receive money in your account as soon as the next business day!

- Affordable Payments - Competitive APR

Personal Service - We treat our customers like family. Our 100,000+ customers rate us 5 out of 5 stars!

Some personal loans are better than others, and before you commit to a dangerous predatory loan, it’s important to understand the facts and risks of all the different types of loans you may consider. We are dedicated to providing our members the most up-front and fair interest rates even for our borrowers with no credit or bad credit.

Installment Loans
Installment loans are typically the safest and most responsible way to borrow money.

Debt Consolidation Loans
A debt consolidation loan may be able to improve your financial situation.

Bad Credit Loans
Taking out a bad credit loan is a major decision. Make sure you’re selecting a financial partner who wants to help you succeed today and in the future.

No Credit Check Loans
Here’s everything you need to know about these potentially useful borrowing options.

Payday Loans
Payday loans are dangerous, unsecured, small-dollar loans designed to trap borrowers in debt.

Title Loans
Roughly one out of every five title loan borrowers lose their cars.

Cash Advances
Types of cash advances can vary, but they are often dangerous, low-value loans.

With all of the different loan types available, our dedicated team at Instant Loan are available 24/7 to assist and assure you will get top notch customer service and the best possible loan for your unique situation.

Become one of our 100,000+ happy customers today!


DISCLAIMER FOR LOAN TERMS FOR TRUTH IN LENDING ACT:

Minimum Period for Repayment: 61 DAYS

Maximum Period for Repayment: 1095 DAYS

Minimum Annual Percentage Rate (APR): 4.99 % APR

Maximum Annual Percentage Rate (APR): 27.70 % APR

EXAMPLE LOAN COST BREAKDOWN:

Amount Financed: $1,000.00
Interest Rate: 27.7%
Upfront Out-of-Pocket Fees: $25.00
Payment Every Month: $99.32
Total of 12 Payments: $1,191.79
Total Interest: $191.79
All Payments and Fees: $1,216.79

A late fee of $25.00 is charged for each payment that is 30 days or more past due.
Updated on
Dec 13, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.9
1.49K reviews
COLIE beyerlein
March 13, 2026
There are times when a small financial gap can create a lot of stress. That’s exactly what happened when I needed to pay an unexpected bill before my next paycheck. After researching several options, I decided to try instantloan. The payday loans application was quick and easy to complete. Within minutes my personal loans request was approved and the installment loan repayment schedule was clearly displayed. I liked how the cash advance process was explained in simple terms. Fast loans apps don’t always deliver, but this one definitely exceeded my expectations.
3 people found this review helpful
Did you find this helpful?
Virgil Shawna
March 25, 2026
Applying for a payday loan online used to sound like a frustrating process to me. I assumed it would involve long forms, waiting periods, and confusing conditions. That assumption changed the day I tried instantloan. Within just a few minutes of submitting my application, my personal loan request was approved and the funds were already on their way to my account. The installment loan app feature made repayment planning much easier because I could see exactly how my payments would be structured. I’ve experimented with other cash advance apps before, but many of them were slow or unclear about fees. Instant Loan proved that fast loans can actually be both convenient and transparent. Even the payday advance loans section made it simple to handle unexpected expenses without feeling overwhelmed. It’s refreshing to finally find a financial app that focuses on clarity and efficiency instead of complicated processes.
Did you find this helpful?
Ohene tzambazakis
March 23, 2026
Trying to cover emergency expenses is never easy, especially when payday is still days away. I decided to explore a few payday advance loans apps and eventually downloaded INSTANT LOAN. The entire process was refreshingly simple. Instead of dealing with confusing paperwork, the app guided me through a quick digital application. My personal loans request was processed almost immediately. I also appreciated the installment loan feature that let me plan repayments responsibly. Compared with other cash advance apps I had tried, this one felt much faster and more transparent.
Did you find this helpful?