Instapay eWallet

Name: Instapay eWallet
Availability: InStock
Rating: 3.799999952316284 (7202 reviews)
Author: Instapay Technologies Sdn Bhd

Instapay Technologies Sdn Bhd

3.8

7.2K reviews

Everyone

1M+

Downloads

Everyone

Shares Location, In-App Purchases

Learn more

About this app

Instapay offers you the convenience of a digital account through a simple and smartly designed mobile app and a linked global Mastercard.
You need to sign-up with Instapay to use Instapay's digital account.

Instapay eWallet Account with linked Mastercard can be used for:

Receiving Salary
Cross Border Remittance
Load Money from Bank Account
Withdraw cash from ATM
Make purchases globally at Mastercard Merchants or online
Top-up Mobile - Domestic or International
P2P Money Transfer
Scan QR and Pay Merchant

All transactions are categorized and recorded in the passbook for viewing

Instapay is a financial institution regulated by Bank Negara Malaysia with the latest security protocols including fingerprint and facial recognition to verify your identity. Every financial transaction is authenticated by a transaction PIN – mPIN for app and ATM card PIN for Mastercard.

Updated on

Aug 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Location, Personal info and 4 others

No data collected

Learn more about how developers declare collection

Data is encrypted in transit

Data can’t be deleted

Ratings and reviews

3.8

7.15K reviews

Mohamad Javad Pishraft

December 5, 2022

Very poor service, after many days of registering, its still not activated. I call them few times and they say they will get back to me but eventually nothing. Their agents are extremely incompetence and rude. After so much arguing with them they said some countries are band to open acc with them even though my country is listed in the app and they took my passport photo for verification. Definitely will report them for having my data just like that.

258 people found this review helpful

Instapay Technologies Sdn Bhd

December 7, 2022

Hi, We would like to chat with you with regards to your experience with us. Can you provide us your customer ID at +60327865301 so that we can reach out to you asap. Alternatively please do share your mobile number so that we can check this for you. We will be more than happy to assist you.

MD ZULFIQAR ALI

March 8, 2026

Usable But you need to improve more by updating the money rate from time to time, and reduce the charges, and add debit/credit card option to eWallet to add money, because not everyone has a bank account, and your service is not available everywhere in Malaysia, Out of area, you look at the other side TNG and Merchantrade Money is providing all the benefits, we want Instapay eWallet to keep up with the times, hopefully you will think things through a little harder we are always with you Thanks

5 people found this review helpful

Instapay Technologies Sdn Bhd

March 9, 2026

"Thank you so much for your 5-star review! 🌟 We’re thrilled to hear that you’re enjoying our App Features. Your feedback truly motivates us to keep improving and providing the best experience possible. We look forward to bringing you more great updates!"

Manoj Lakandri

February 9, 2026

Remittance is fast, but when transferring money to a local bank, it takes 3 days without any notification The balance of InstaPay is deducted but the money does not arrive in the bank. The money disappears. The transfer to a local bank also needs to be instant . i am so worried now i had bank transfer feb 5 and now feb 9 still pending .. from malaysia

Instapay Technologies Sdn Bhd

February 11, 2026

"Thank you for your feedback. We want to let you know that we are in touch with you and are actively working to resolve it. We appreciate your patience and understanding."