3.8
7.01K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Instapay offers you the convenience of a digital account through a simple and smartly designed mobile app and a linked global Mastercard.
You need to sign-up with Instapay to use Instapay's digital account.

Instapay eWallet Account with linked Mastercard can be used for:

Receiving Salary
Cross Border Remittance
Load Money from Bank Account
Withdraw cash from ATM
Make purchases globally at Mastercard Merchants or online
Top-up Mobile - Domestic or International
P2P Money Transfer
Scan QR and Pay Merchant

All transactions are categorized and recorded in the passbook for viewing

Instapay is a financial institution regulated by Bank Negara Malaysia with the latest security protocols including fingerprint and facial recognition to verify your identity. Every financial transaction is authenticated by a transaction PIN – mPIN for app and ATM card PIN for Mastercard.
Updated on
Aug 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.8
6.96K reviews
Mohamad Javad Pishraft
December 5, 2022
Very poor service, after many days of registering, its still not activated. I call them few times and they say they will get back to me but eventually nothing. Their agents are extremely incompetence and rude. After so much arguing with them they said some countries are band to open acc with them even though my country is listed in the app and they took my passport photo for verification. Definitely will report them for having my data just like that.
258 people found this review helpful
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Instapay Technologies Sdn Bhd
December 7, 2022
Hi, We would like to chat with you with regards to your experience with us. Can you provide us your customer ID at +60327865301 so that we can reach out to you asap. Alternatively please do share your mobile number so that we can check this for you. We will be more than happy to assist you.
Manoj Lakandri
February 9, 2026
Remittance is fast, but when transferring money to a local bank, it takes 3 days without any notification The balance of InstaPay is deducted but the money does not arrive in the bank. The money disappears. The transfer to a local bank also needs to be instant . i am so worried now i had bank transfer feb 5 and now feb 9 still pending .. from malaysia
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Instapay Technologies Sdn Bhd
February 11, 2026
"Thank you for your feedback. We want to let you know that we are in touch with you and are actively working to resolve it. We appreciate your patience and understanding."
Ehsan Ali
August 28, 2025
Avoid this app at all! Most transactions require unnecessary documentation, personal info, and even personal bank accounts screen recording. Payments take 2-3 days to process, and customer support is unhelpful. Funds stuck, time wasted. Not secure, not efficient. Don't trust them with your money.
6 people found this review helpful
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What’s new

- UI Improvement
- Performance Enhancement

App support

Phone number
+60327865301
About the developer
INSTAPAY TECHNOLOGIES SDN. BHD.
connect@instapaytech.com
Unit #23A-15 & #23-16 Q Sentral Jalan Stesen Sentral 2 50470 Kuala Lumpur Malaysia
+60 12-887 2328

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