Welcome to Zimón, your digital financial partner that gives you that little push you need! 🎉
At Zimón, we offer fast and flexible loans with small amounts, ideal for those immediate needs or personal projects. With us, forget about complicated procedures, endless lines, and cumbersome paperwork. You can manage everything from the app in minutes!
How does Zimón work?
It's very simple. First, you are assigned a credit limit. Then, you decide how and when to use it, whether in partial or full disbursements, as long as the amount does not exceed your available limit. The best part? All disbursements will be deferred over installments starting at 91 days, depending on the approved credit, with weekly payments that won't weigh you down. 🎯 So flexible!
🚀 Why choose Zimón?
Instant response: Receive an approval (or rejection) in less than 10 seconds.
Fast disbursements: The money arrives in your registered CLABE account in the blink of an eye.
100% digital: You manage the entire process from your phone, without the need for branches or paperwork.
"Small" weekly payments: Our terms and amounts are designed so you can manage your finances with peace of mind.
Automatic renewal: Every time you finish paying a disbursement, that amount is automatically renewed in your credit line. Keep using it without stopping!
🔎 What do I need to get started?
Be of legal age (18+).
Have a valid phone number and email address.
Have your official ID and a CLABE account on hand to receive your disbursements.
And that's it! With that, you can apply for credit at Zimón and receive a response in less time than a commercial.
💰How do I make my payments?
When it's time to pay, just open the app, click "Pay," and you'll be assigned a unique CLABE (Tax Identification Number) and a reference. Then, make a transfer from your bank account using those details, and that's it! It's that simple.
🌟 What if I want to pay early?
You can! You can always see your outstanding balance, which is the total amount needed to pay off your loan. If you decide to pay it off early, you'll save on interest on future payments that haven't yet been amortized. Being responsible has its benefits!
🥲 What happens if my application was rejected?
At Zimón, we evaluate each application using a combination of alternative data, not just your credit history. Sometimes we can't approve an application right away, but that doesn't mean it's a definitive "no." You can try again after 91 days, and in some cases, previously rejected users are approved.
📱 Download the app now and start enjoying Zimón!
With Zimón, you have access to a loan tailored to you, without complications, with quick responses and easy payments. You control when and how to use it!
IMPORTANT NOTES:
a. All loans are subject to credit approval.
b. The maximum validation time is 48 business hours.
c. On-time payments may open up new terms and larger amounts.
d. All your information is protected by our Privacy Notice and will not be shared with anyone without your consent.
Credit Line Terms
• From $1,000 to $10,000 MXN.
• Minimum and maximum repayment period: From 91 days to 24 months, depending on the customer's request and the approved credit product.
• Maximum APR (Annual Percentage Rate), which includes the interest rate and all annual fees: 300%; Informative APR: 1355.2%
• A representative example of the total cost of credit, including principal and all applicable fees (e.g., interest), is as follows:
For a $1,000 loan, you would pay $1,412.04 ($355.2 interest + $56.8 VAT on interest) (Calculation based on a daily interest rate of 0.83% and a 91-day term)
Terms and Conditions
https://zimon.mx/home/terms