Undo: Get Cash, Pay Later

Kikoff Inc.

About this app

Turn any expense into 4 easy payments.
Undo turns your past transactions into cash that you can use now. Select any recent purchase, and we'll send money straight to your bank account. Pay us back in 4 easy installments over 8 weeks.

HOW IT WORKS
1. Link your bank account securely with Plaid
2. Browse your recent transactions
3. Select which ones to split into 4 payments
4. Get cash deposited to your bank

NO HIDDEN FEES. NO CREDIT CHECKS.
- 0% APR — always
- No credit check to apply
- No late fees that spiral out of control
- Transparent pricing, no gotchas

CASH QUICKLY DEPOSITED TO YOUR BANK ACCOUNT
- Express Delivery: Cash in 30 minutes (small fee)
- Standard Delivery: Free via ACH (2-3 business days)

UNDO PREMIUM (subscription required)
- Split any transaction up to your borrowing power
- Unlimited splits across all categories
- Monitor your score and stay ahead with instant alerts
- Discover your spending patterns with AI-powered insights
- Remove your personal data exposures for added privacy protection

Your borrowing power replenishes as you pay — it's a rolling credit line that grows with you. Questions? Reach out to [[e-mail]](mailto:[e-mail])

Ratings and reviews

WARNING ! AVOID UNDO. Signed up & added banking info with plaid. Only to see a pop up stating I was on a wait list?? There was no way to backspace. Or go in & out of the app to cancel the account. of course they conveniently omit that BEFORE you sign up. what they didn't omit was how much of a monthly donation you want to pay. Another money grab...PS to the response from a true con artist: " not charged while on the waitlist" isn't the issue & you know it UNDO ! Disclosing it BEFOREHAND is !

If I could rate it negative stars i would, its a scam. it puts you on a wait list after it takes your bank info. It better not charge me anything because if it does, I'm disputing it, I have not received any services so I shouldn't be charged for it like a have. A total scam. I want to cancel the membership and delete my account.

took my bank information but put me on a waiting list without saying it upfront. It's a scam and there's no way to cancel. Ive seen them respond saying to email them to cancel but it shouldn't be that hard. I will have to cancel that card and get a new one. Ne careful with this company, it is 100 percent not real and they just want your banking info

What’s new

Bug fixes!