Krak: Send Money Anywhere

Payward, Inc.

About this app

Introducing Krak, the new app from Kraken that lets you send money to 160+ markets globally in seconds, hold 300+ currencies and crypto assets, and automatically earn up to 10% rewards on your balance. No hidden transfer fees. No lockups. Just borderless payments that feel as simple as texting.

GLOBAL P2P PAYMENTS WITH REWARDS
• Send money instantly to 160+ countries using just a @Kraktag username
• Earn up to 10% rewards on eligible assets with no lock-ups
• Zero transfer fees with transparent, upfront conversion rates

INSTANT & TRANSPARENT TRANSFERS
• Your money arrives in seconds, not days
• See exactly what you're sending and receiving with zero hidden fees
• When converting between currencies, all spreads are shown upfront before you confirm
• Manage international finances without juggling multiple apps

MULTI-CURRENCY BY DEFAULT
• Hold, convert, and send 300+ fiat currencies, stablecoins, and crypto assets
• Live in USD, get paid in EUR, send in GBP - Krak handles it seamlessly
• Real-time asset swapping with all costs shown before you confirm

PAYMENTS THAT FEEL LIKE A CHAT
• Pay friends like you send a DM with your unique @Kraktag username
• Share animated paylinks with memes & emojis - feels like texting, not banking
• Chat-like flows make complex financial tasks simple
• Request money or send payment reminders easily

BUILT FOR YOU, POWERED BY KRAKEN
Built by the team behind Kraken, one of the world's most trusted crypto exchanges. Your funds are protected with institution-grade security, multi-factor authentication, and industry-leading safety protocols.

Krak is an affiliated brand of Kraken.

Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule. Applicable fees will be shown before you make a transfer.

Not investment advice. Crypto trading involves risk of loss.

Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.

Cryptocurrencies are unregulated in the UK, profits may be subject to capital gains tax, and the value of cryptocurrencies can go down or up

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at https://www.kraken.com/legal/uk/disclaimer

Terms of Service:
www.kraken.com/legal

Ratings and reviews

Couldn't verify my account as my "phone number's country (UK) is not supported". The support human was almost willfully useless (though the chatbot was pretty good, and didn't pretend to know the answer to the question). Not ready for prime time. ---- and then the response to the review showed then didn't even read it. I did "reach out" - wish I hadn't bothered...

Edit: fixed by the support team. I have a kraken account and I tried signing it with it. It does a device based fingerprint authentication after which it also does an sms authentication. Only problem is that the sms never gets delivered and I provided two numbers. Poor onboarding experience. Overkill on the authentication. Won't probably use it.

HOW COME THAT YOU HAVE A HUGE FEES ON MONEY DEPOSITS, WHERE 0 (NOBODY OF THE COMPETITION) CHARGES THAT, EVERYONE HAVE FREE MONEY DEPOSITS AND WITHDRAWALS (aswell as 0 monthly charges for using Your app) Which puts You on the very bottom of usable apps !!! "it says developer responded" - but YOU DID NOT ... wth, Google ?

What’s new

We’re always making sure Krak is easy, safe and secure for you to use.

This release contains various improvements and fixes.