Krak: Send Money Anywhere

4.5
2.81K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Introducing Krak, the new app from Kraken that lets you send money to 160+ markets globally in seconds, hold 300+ currencies and crypto assets, and automatically earn up to 10% rewards on your balance. No hidden transfer fees. No lockups. Just borderless payments that feel as simple as texting.

GLOBAL P2P PAYMENTS WITH REWARDS
• Send money instantly to 160+ countries using just a @Kraktag username
• Earn up to 10% rewards on eligible assets with no lock-ups
• Zero transfer fees with transparent, upfront conversion rates

INSTANT & TRANSPARENT TRANSFERS
• Your money arrives in seconds, not days
• See exactly what you're sending and receiving with zero hidden fees
• When converting between currencies, all spreads are shown upfront before you confirm
• Manage international finances without juggling multiple apps

MULTI-CURRENCY BY DEFAULT
• Hold, convert, and send 300+ fiat currencies, stablecoins, and crypto assets
• Live in USD, get paid in EUR, send in GBP - Krak handles it seamlessly
• Real-time asset swapping with all costs shown before you confirm

PAYMENTS THAT FEEL LIKE A CHAT
• Pay friends like you send a DM with your unique @Kraktag username
• Share animated paylinks with memes & emojis - feels like texting, not banking
• Chat-like flows make complex financial tasks simple
• Request money or send payment reminders easily

BUILT FOR YOU, POWERED BY KRAKEN
Built by the team behind Kraken, one of the world's most trusted crypto exchanges. Your funds are protected with institution-grade security, multi-factor authentication, and industry-leading safety protocols.

Krak is an affiliated brand of Kraken.

Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule. Applicable fees will be shown before you make a transfer.

Not investment advice. Crypto trading involves risk of loss.

Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.

Cryptocurrencies are unregulated in the UK, profits may be subject to capital gains tax, and the value of cryptocurrencies can go down or up

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at https://www.kraken.com/legal/uk/disclaimer

Terms of Service:
www.kraken.com/legal
Updated on
Feb 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
2.79K reviews
Vast Frame
January 13, 2026
first and most importantly it doesn't work... it won't let me put in money or take it out but now that is out of the way this app has an issue, it is basically meaning less all it does is make it a little easier to send crypto to another person. what this app need to reach out for is to be something a bit closer to PayPal with a few extra steps if it can do that it would make itself crucial for anyone who uses crypto I have some interesting ideas for this app that would be incredible
3 people found this review helpful
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Payward, Inc.
January 13, 2026
Thanks for sharing your feedback. If deposits or withdrawals aren’t working, that’s something we can help review. Since we can’t access account details here, please reach out through our support platform or social channels. We also appreciate your ideas as we continue improving the app 🐙
Ahmad Ibrahim Ahmad
January 23, 2026
worst App ever. they scam people 😭 I made a deposit of $10 and wanted to withdraw it but it takes more than 4 days in progress yet I complained to their customer service, unfortunately what they did was to blocked my account and closed the account telling me to withdraw my funds while I can't do it. They have the worst customer service, They're bad Guys.
14 people found this review helpful
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Payward, Inc.
January 23, 2026
Hey, reach out to us on our socials. We'll check into your inquiry no problem. Cheers! https://support.kraken.com/articles/201351886
Brandon Cothran
February 15, 2026
ease of use and transfers funds easily from user to user even with hundreds of different cryptos. I can't think of anything id like more to have in an app besides loan options and more money lol which is my problem! rock on Kraken and God bless everyone
3 people found this review helpful
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Payward, Inc.
February 15, 2026
Brandon those are awesome words and suggestions! We'll take note and blessings right back atcha 🐙 👊

What’s new

We’re always making sure Krak is easy, safe and secure for you to use.

This release contains various improvements and fixes.