Kuda - Transfers and payments

299K reviews
Content rating
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About this app

Welcome to the money app for Africans! πŸ₯³

Open a Kuda account today and join over 7 million people who use Kuda for easy banking, investments through a stock trading account, savings and on-the-go payments.

Kuda is the smart way to do your banking every day, pay, make free money transfers, invest and manage your money on your phone. Download the Kuda banking app, open a Kuda bank account on your phone, add money and request a Kuda Visa card.

Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest and save money automatically. Download the Kuda banking app today to pay, save and invest!

Kuda is licensed by the Central Bank of Nigeria. βœ…

Why Should You Get Kuda? πŸ€”

- Open a bank account for free in minutes, start banking and pay easily immediately.

- Make money transfers to any Nigerian bank for free up to 25 times every month (Nigeria users only) and get free debit and credit alerts. πŸ’Έ

- Pay online and offline with secure payment options.

- Create a Kuda Username to make unlimited free money transfers within the Kuda community without a bank account number! 🀯

- Set up a trading account on the app to invest in US stocks (Nigeria users only).

- Request a Kuda Visa card with pickup and nationwide delivery options. πŸ’³ (Nigeria users only.)

- Request a virtual Visa card to pay online. (Nigeria users only.)

- Save money easily with our automated savings features and get up to 8% annual interest! (Nigeria users only.)

- Pay across borders with money transfers to Nigeria from the UK at competitive rates. 🌍 (UK users only.)

- Pay bills and buy airtime for all major networks. (Nigeria users only.)

Open A Free Account Now 😎

We know your money is important to you, so we won’t charge you unnecessary bank fees for banking with us.

Watch Your Money Grow 🌴

- Banking is more rewarding with Kuda! Save a lump sum or set a percentage to save periodically and we'll pay you up to 8% annual interest on your savings, so your money keeps making money. πŸ’°(Nigeria users only.)

- You can also save every time you pay directly from your Kuda bank account with Kuda Spend+Save. It's the smartest way to save! (Nigeria users only.)

- Invest in US stocks with a trading account. πŸ“ˆ Trading services are provided by a third party. (Nigeria users only.) Disclaimer: Invest wisely! The value of stocks fluctuates and stock trading involves possible loss of capital.

- Pay subscriptions with gift cards for the top streaming services. Shop internationally and pay with gift cards for the most popular online stores.

Your Money Is Safe At Kuda πŸ‘πŸΎ

- We know debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).

- Banking is personal. Use Private Mode to hide your account balance from prying eyes. πŸ‘€

- If you need help, you can chat with us on the app or send a message to help@kuda.com anytime.

Switch To Kuda In Two Easy Steps:

1. Open your account: Download Kuda and open a Kuda bank account on your phone.

2. Add money to your account: Send money to your Kuda bank account from any other bank’s app or through internet banking or move money from your debit card.

For more information about Kuda, please go to kuda.com.

Spend smarter, save more and get the most out of your money with Kuda.

Download the Kuda banking app now to bank, save money, invest with a trading account and pay! πŸ’œ
Updated on
Jun 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

297K reviews
Kunle Ola
July 4, 2024
App sucks most times. The app won't log in, and when it does, it's always an issue to show recent transactions, and users have to keep on refreshing the page several times and have to log in and log out most of the time while the issue still remain unresolved. Also, the Ai responding to customers when we need customer service representative is a complete useless process and a waste of time. Customer care line is useless they don't ever pick up! Overall it's a good app, but it can do better.
17 people found this review helpful
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Raphael Awoseyin
May 21, 2024
The app was excellent until the last update which requests proof of residence. It seems the update was programmed by a novice. It assumes that all house numbers must be numeric. So it would not accept something like "3A" or "B5" as a house number. Secondly, it expects all documents for upload to be in jpg format. My documents are saved as pdf files. Very poor update. So I drop the rating to 2 stars. Please don't use a financial app to train programmers. It is too risky to do so.
163 people found this review helpful
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Kuda Technologies Ltd
August 20, 2023
Hi Raphael, when you click on the transfer icon, you are to make a new transfer. However, to get your beneficiaries, click on the pay icon, you would see your beneficiaries at the top of the app, and you can click on the view more icon also at the top of the app to see your other beneficiaries. Thank youπŸ’œ
Oloba Muller