m10 — Digital Wallet

PashaPay LLC

About this app

m10 is a free e-wallet that makes life easier. Transfer money, pay bills, and buy whatever you want - quick and easy!

With m10, you can:
💸 Pay for everything from your phone:
- Utility bills (gas, electricity, water, etc.)
- Make payments in stores and cafes
- Pay for bus and metro tickets (with BakiKart)
- Top up your mobile phone balance
- And much more!

💳 Transfer money:
- To any bank card — no commission
- To m10 users: up to 20,000₼ per month — no commission

💸 Pay bills just as in MilliÖN:
- Mobile balance — Azercell, Bakcell, Nar, Naxtel, and other operators
- Utility services — gas card using NFC, AzəriQaz, Azərİşıq, AzərSu, Naxçıvan Qaz, Naxçıvan Elektrik, Naxçıvan Su, Meliorasiya, and others
- Internet — AiləNet, Avirtel, AzerOnline, Aztelecom, BIRLink, and others
- Television — AiləTV, ATV Plus, Aztelecom, Baktelecom, KATV, and others
- Landline phone — AzEurotel, Aztelekom, Baktelekom, Ultel Telefon, TransEuroCom, and others
- Fines — DYP (Dövlət Yol Polisi)
- Banking services
- Insurance
- Education
- Parking

🛍️ Make purchases at more than 10,000 locations across the country:
- Cafes and restaurants — Vapiano, Mado, KAFE DREAM KITCHEN, and others
- Electronics — İrşad, Kontakt, Baku Electronics, Music Gallery, and others
- Clothing — ZARA, Swarovski, Bershka, and others
- Supermarkets — Bravo, Bolmart, Rahat, Grandmart, OBA Market, Araz market, NAR, and others
- Clinics and pharmacies — VITA, Focus, Aloe, Buta, and others
- Gas stations — Socar, Tosoil, and others
- Other — PARK CINEMA, LIBRAFF, AMAZON, Game Station, Oyun Zali, 1ST Fitness, AzParking, and others

🎁 Earn cashback with Umico bonuses:
- A minimum of 2% payment bonuses at more than 10,000 locations nationwide.
- 2% on bill payments, utility services, cable television, mobile communications, internet, and government services.
Use accumulated Umico bonuses for future purchases or transfer them to your m10 balance.

💰 Accumulate Lim10:
- The more QR payments you make, the more Lim10 you will earn! You can convert these bonuses into real money!

💵 Top up m10 without commission:
- Cash at MilliON terminals
- Any bank card: Birbank, Leobank, ABB Bank, Kapital Bank, Unibank, Pasha Bank, Rabitabank, Ubank, Bank Respublika, Dost Bank, Xalq Bank, Expressbank, ATB, and others.

💵 Withdraw cash without commission:
- At Kapital Bank ATMs

💰 Get cash loans up to 20,000 ₼:
- Processing takes 2 minutes
- No cards, certificates, or guarantors needed
- Interest rate starting from 10.9%

Join millions of users and simplify your life today!
- Download the m10 app
- Register with your mobile number
- Complete photo verification

Want to learn more? Visit our website https://m10.az
Have thoughts, feedback, or questions?
Our support team is always ready to help!
- Call us at *8810.
- Email us at [e-mail]

Let’s stay connected!
Instagram: https://www.instagram.com/m10.az
Telegram: https://t.me/limonqazani
Facebook: https://www.facebook.com/m10.az
YouTube: https://www.youtube.com/@m10byPashaPay
TikTok: https://www.tiktok.com/@m10bypashapay
WhatsApp: [phone]

Address: AZ1010, Azerbaijan, Baku, Nasimi district, Neftchilar Avenue, building 153

Ratings and reviews

The bakukart ticket used to be active for 30 minutes, then it became 5 minutes, then 2 and now 1 minute. You guys are serious? what is the reason for this? It's terribly inconvenient

Really bad Bakukart system. It freezes and doesnt load ticket menu sometimes. After resetting app more than 5 times it gets solved.

What is fin when sending money to a card? Why to complicate? Each update adds complications... I preferred m10 because of simplicity of transfers and no comission... But today I was not able to transfer money and had to use the bank application

What's new

• Boosted app speed — now your money flies faster
• Fixed some small bugs and made things more stable
• Added a sprinkle of magic to the interface
With every update, your wallet just gets smarter! Thanks for your feedback.