Moneco

3.4
1.7K reviews
100K+
Downloads
Content rating
Everyone
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About this app

With Moneco, open an international bank account in just a few minutes.

Create your account in 5 minutes and start sending or receiving money in EUR and USD securely.
Access an international bank account in minutes.

Open an international bank account in the US and EU from your phone, with just your passport.

No borders for your money
By opening an account with Moneco, you get access to hassle-free international banking services.

WHY CHOOSE MONECO?
- Accounts in EUR and USD
- Receive international payments easily.
- Send money to your customers or loved ones.
- Make international payments with a virtual dollar card.
- More financial freedom: higher reception and transfer limits.
- Multilingual support

Translated with DeepL.com (free version)
Updated on
Jan 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
1.68K reviews
Ammar AbdelWahhab
December 10, 2025
NOT A BANK BUT A BUNCH OF SCAMMERS you will lose your money. Support team is so bad, if i could rate this with 0 star i would've done it. No usd ach account as they say, but only euro iban, when you receive money to iban they convert it to usd automatically under their conversion rate and when you transfer to euro account it will be converted from that usd balance under their rate, no separated euro balance. they deduct 1$ on every transfer and benefits from converting under their "marker rate"
10 people found this review helpful
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Moneco
December 10, 2025
Hi. Moneco is a regulated service, not a scam. We are transparent about our fees. Regarding the USD ACH account, it is available but not active by default you need to request it. Please contact our support team in the app; we will be happy to help you activate it and clarify your transactions.
OMAR Fissah
November 23, 2025
I do not recommend creating an account. It does not support the US dollar currency, and at the beginning it claims that creating the account is free, but you will not even complete filling in your information; it will ask you to pay $4.
1 person found this review helpful
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Angry Lord
November 14, 2025
I've never seen such a weird exchange rate for € to $... How does 1$ equal 0.97€ ????? This makes no sense. I avoided PayPal because it was taking too much exchanging my Euros to dollars... Now Moneco is taking about 10% more.
3 people found this review helpful
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Moneco
December 10, 2025
Hi. We hear your frustration. Our exchange rates are based on the real-time market rate plus a fee to cover operational costs. We always aim to remain competitive and transparent. If you believe there was a specific error with your transaction, please contact us in the app so we can check.

What’s new

Amélioration de l’expérience utilisateur