Moneybox - Save and Invest

4.0
15.4K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Turn your money into something greater with Moneybox.

Grow your money through investing with as little as £1, our simple starting options, and range of funds. Save for your first home with our market-leading Lifetime ISA, and get free Mortgage Advice when it’s time to buy. Find and combine your old pensions and build a retirement fund worth waiting for with the Moneybox Pension. All with award-winning customer support.


Choose from a range of accounts for every need
• We offer a Stocks and Shares ISA, Lifetime ISA, Junior ISAs, Personal Pension, Savings accounts and more to help you turn your money into something greater.
• You can also plan for your future with tools such as our popular Lifetime ISA Calculator, ISA Time Machine and more.


Make saving and investing part of your everyday life
• Start saving, automatically: Set up a regular weekly deposit, a monthly payday boost, or round up your everyday card purchases to the nearest pound and save or invest the spare change e.g. when you buy a coffee for £2.40, you can choose to ‘round up’ to £3 and set aside the 60p change. You can also make one-off deposits whenever you like.


Grow your money through investing
• We've worked with experts to put together three simple starting options – cautious, balanced and adventurous. All you need to do is pick one!
• The option you choose determines how your savings are split between a range of tracker funds. Using these funds, you can invest into thousands of leading companies from around the world including Facebook, Netflix and Disney.
• This range of funds includes a socially responsible option. Our socially responsible global shares fund invests in a range of companies from across the developed global stock market but considers environmental, social and governance factors in its selection process.
• Your investments are held within a Stocks & Shares ISA, Stocks & Shares Lifetime ISA or General Investment Account (GIA). All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.


Find and combine your old pensions
• We offer a Personal Pension to help you build a retirement fund worth waiting for. Our Pension Detectives are here to help you track down your old workplace pensions and combine them into one simple pot. T&Cs, pension and tax rules apply.


Buy your first home with our market-leading Cash Lifetime ISA and free Mortgage Advice
• Save up to £4,000 per year and get a 25% government bonus with a Cash Lifetime ISA. This means you can get up to £1,000 a year towards your first home.
• We also offer free Mortgage Advice when it’s time to buy. Browse over 90 lenders and find a mortgage that’s right for you.
• Government early withdrawal charge may apply to the Lifetime ISA.
• Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments.

Trusted and transparent
• Moneybox is authorised and regulated by the Financial Conduct Authority with reference number 712935.
• Your savings and investments are covered by the UK government’s Financial Services Compensation Scheme up to a limit of £85,000 in the unlikely event that a fund provider is declared bankrupt.
• For our investment products, we charge just £1 a month and 0.45% of the value of your investments per year. There are fund provider costs of 012%-0.30%. To help you get started, we do not charge the subscription fee for the first three months.
• There are no account fees for our Cash Lifetime ISA.
• We use bank level 256-bit TLS encryption for all your personal information.


Ready to get started? Install Moneybox now.
Updated on
Feb 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
15.2K reviews
Rob
January 9, 2024
needs more debit card integrations, can't pay money in with mine, cashback was a good feature for helping to save but that's gone now and the interest rates don't seem to change much despite BoE rate being much higher! The app is very good and does what it's meant to do and very efficiently. the customer service is pretty quick too which is a bonus.
36 people found this review helpful
Digital Moneybox Limited
January 13, 2024
Hi Rob, we're really sorry to see your 3 star review. We're always looking to improve our systems, and we'll be sure to pass your feedback on to the relevant team.
Michael Wilkinson
February 13, 2024
Editing my review to say that instant deposits have now been added to regular savings accounts, where previously they did not exist. Great work, and thanks to the Moneybox team. The app itself remains intuitive, user friendly, clean, and the ISA rates are some of the best. The app tells me how much interest I've earnt daily and total for both ISA and regular savings accounts in one neat package. Upped from 2, to a deserved 5 stars. Thanks for listening to your customers 💪🏼!
1 person found this review helpful
Digital Moneybox Limited
February 14, 2024
This is amazing to see! Thanks so much for sticking with us whilst we built out this feature and we hope you continue to use Moneybox to save and invest for your future.
Adam lr01
February 25, 2024
Failed at the first hurdle, tried to open an account but got a "your password is too easy to guess" and no advice on what to change. My password is a very complex password with all the trimmings. Sent them a message about it and today got a push notification "rate your conversation" but not had a reply! Yeah....I'm trusting them with my money!
Digital Moneybox Limited
February 26, 2024
Hi Adam, we're sorry to see your 1* review. We’ll be sure to pass your feedback on to the relevant teams for future improvements in setting up the app. We're sorry to hear you're having trouble getting in touch with our team. We're experiencing very high volumes of queries at the moment, so our wait times are longer than usual.

What's new

In the latest version we’ve been busy making some important updates and bug fixes to keep the Moneybox machine running smoothly.