NeedaCash 立達錢 - 信貸現金周轉貸款

FinvolutionHK LTD

About this app

【Who We Are】 NeedaCash is a financial services platform under the New York Stock Exchange-listed company (stock code: FINV). Leveraging the group's technology-enabled big data risk control capabilities, we provide users with convenient and reliable financial services.

【Service Features】 Up to HK$300,000: Low fees, fast disbursement
Licensed Institution: Compliant lending, reliable and secure
Flexible and Convenient: Flexible installment options, convenient repayment

【Installment Loan Information】 Minimum repayment period: 3 months; Maximum repayment period: 48 months
Actual annual interest rate generally does not exceed 36%

The following example of total loan cost is for reference only:
Loan Amount: HK$20,000
Monthly Interest Rate: 0.67%
Actual Annual Interest Rate: 8%
Number of Repayment Periods: 12 months

Monthly Payment Amount (Equal Principal and Interest Repayment):

= Loan Amount × [Monthly Interest Rate × (1 + Monthly Interest Rate)^Number of Repayment Periods] / {[(1 + Monthly Interest Rate)^Number of Repayment Periods] - 1}

= HK$20,000 × [0.666667% × (1 + 0.666667%)^12] / {[(1 + 0.666667%)^12] - 1}

= HK$1,739.76

Total Payment Amount:

= Monthly Payment Amount × Number of Repayment Periods

= HK$1,739.76 × 12

= HK$20,877.12

Total Loan Interest:

= Total Payment Amount - Loan Amount

= HK$20,877.12 − HK$20,000

= HK$877.12

*Loan amount and interest rate are subject to individual circumstances and final approval.

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【Advice: Loans must be repaid; do not pay intermediaries】
Moneylender License Number: 203/2026
Enquiry and Complaint Hotline: [phone]
Official Website: https://www.needacash.com/
Email: [e-mail]

FinVolution(HK)LTD.

*The Company reserves the final right, subject to individual circumstances and terms and conditions.

*Loan applications successfully submitted via the Needa Cash App will be approved within 30 seconds. The Company reserves all rights regarding the approval of loan applications.

*FinVolution(HK)LTD. reserves all final rights regarding loan approval, rewards, and any disputes.

Address: OFFICE 48-128, 48 FLOOR, LEE GARDEN ONE, 33 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG.