Neu Money: Build Your Credit

Neu Money Inc

About this app

Neu Money - Build U.S. Credit with the Neu Visa Credit Card
Neu Money is a credit card app built for people starting or rebuilding their U.S. credit
journey. Eligible users may apply for and manage a Neu Visa Credit Card designed to build
U.S. credit history. Through the app, you can apply for a credit card, manage your account,
track your credit-building progress, make payments, monitor transactions, and access your
card benefits—all from one place.

Neu Money is built for people who are new to the U.S. financial system, including
international students, immigrants, recent graduates, and first-time credit card users.
Eligible applicants without a Social Security Number may apply, subject to our eligibility
requirements.*

Whether you're establishing your first credit history or looking for a straightforward
credit-building card, Neu offers transparent terms and tools to help you manage your
account responsibly.

Manage Your Card with the Neu Money App
Use the Neu Money app to:
• Apply for a Neu Visa Credit Card in minutes
• Complete your application and account verification
• View your available credit and account balance
• Track transactions and payment activity
• Make and manage card payments
• Add your card to your digital wallet for contactless payments
• Freeze or unfreeze your card for added security
• Access customer support directly from the app
• View cash back rewards and referral benefits

Choose the Card That Fits Your Needs
•Neu 1 Visa Card – No Interest
• 0% APR
• Simple monthly membership fee of $7• Starting credit limit from $350
• Good for people who want predictable, fixed monthly costs

Neu 2 Visa Card – No Annual Fee
• No annual fee
• Fixed APR for the life of the account (up to 29.99%)
• Starting credit limit from $350
• Good for people who pay their balance in full each month

Credit Card Benefits
• Starting credit limit from $350, with opportunities for credit limit increases based on
responsible account usage
• Unlimited 3% cash back on eligible airfare purchases
• No foreign transaction fees
• Compatible with supported digital wallets
• Card security features, including account freeze controls
• Real customer support from the Neu team
• Refer eligible friends and earn referral rewards when program requirements are met

Designed For
Neu is designed for eligible users who are building their U.S. credit history, including:
• International students
• New immigrants
• Visa holders, including eligible F-1, J-1, and H-1B applicants
• Recent graduates
• First-time credit card users
• Individuals with limited or no U.S. credit history

Responsible credit card use and on-time payments may help you build your U.S. credit
history over time.*Applicants with a Social Security Number are required to provide it during the application
process.

See rates, fees, eligibility requirements, and important disclosures:
https://neumoney.app/terms-and-conditions/

Neu Visa Credit Cards are issued by Cross River Bank, Member FDIC, pursuant to a license
from Visa U.S.A. Inc. This is not a deposit product.

Ratings and reviews

The app is okay. The Card IS the problem! Takes up to 7 DAYS for a payment , after it's been taken/drafted from your funding source, to post to your account! And it has to be a bank account....Debit Card payments aren't accepted like MOST modern credit builder cards are. Another VERY annoying thing about NEU is they will shut off your card if you get close to your limit in the beginning. They prevented me from using it to cover a tiny co-pay for a new prescription with plenty of credit left.

It let me link my bank but won't take any payments. It has put me in the negatives. I asked customer support if there was a way to send a check-in so I could pay off the credit, and then cancle the card. All they sent back in the messaging is, "Do you still need assistance with your Neu payment transaction? If so,please let me know. Id be glad to guide you on your query! I'm going to go ahead and close out this message thread." They were no help. So, now my account shows negatives. DONT USE THIS

so far so good. gave me another chance to rebuild my credit. all was well until I made my first payment. paid my entire balance. payment was taken and posted within one business day. payment is still pending in the app days later. I call to see how much longer will the payment be pending when it has cleared my account. up to 5 business days is what I'm told and some bs about federal reserve clearance. that doesn't/shouldn't take t business days. now I'm penniless waiting for them to update acc

What’s new

UX enhancements