400 reviews
Content rating
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About this app

Easily and securely access your ONE VIP card account anytime, anywhere right from your mobile device. Now, let’s get straight to the points!

Here’s the gist:
•Low monthly fee
•No hidden fees
•No credit check
•No minimum balance
•No overdraft fees
•Earn 1 point for every $2 spent on every day purchases
•Earn 1.5 points for every $1 spent at your favorite brands like Netflix, Uber, Sephora and more
•Redeem any amount and your rewards points never expire
•Apply your cash back credits to your ONE VIP account
•Make a charitable donation to Urban One Community Works Foundation to support esteemed charities doing great work in Urban communities.

What you can do with the App:
• View balances and transaction history
• Set up transaction alerts via email, text or push notifications
• Turn card on/off with Card Controls
• Set up your mobile wallet
• Use the Locator Services for ATM, reload locations and more
Updated on
Mar 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

398 reviews
Tisha Rodriguez
February 22, 2024
IF YOU WANT ACCESS TO YOUR $ DO NOT GET THIS CARD!!!! They held my direct deposit because it was over their daily "limit". A limit that was NEVER listed on the countless advertisements I received to apply for the card and have $ deposited. It also stated that I could have access to the funds up to 2 days early!!! NOPE! THEY KEPT MY MONEY FOR 5 days when the money was finally applied to my account I attempted to pay someone with it! They froze the account AGAIN for fraud!!!!
8 people found this review helpful
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Grace Tasin
November 2, 2022
I've never ran into any problems using this app. It is very easy to use, shows all my transactions, and let's me us NFC to pay with ease. More than that, this has been my FAVORITE debit card I've ever owned, their customer service is more than helpful with everything I've needed. I love EVERYTHING One VIP!
45 people found this review helpful
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Rick Buller
November 23, 2023
So the card is good I've had no problems. What they say, and how they promote the card is fictitious. They tell you that they have free check loading, and yes it's free, if you want to wait 10 days for your check to be deposited. And if you're like me it's critical to have my check the same day. And that cost me $240 a month to have my checks deposited within minutes. That's a bill in itself. If it wasn't for that, I would easily give five stars.
11 people found this review helpful
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What's new

We regularly update our app to provide you with the best possible experience. Here are our latest changes:
• User experience updates, compliance enhancements and defect fixes