2.4
6.22K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Inspira Financial, formerly known as PayFlex, is a provider of health, wealth, retirement, and benefit solutions. The Inspira app helps you make decisions for your health and wealth journey, with ease. You have the control and flexibility to manage your Inspira accounts in real-time.

Download the app for free so you can easily manage your:
• health savings account (HSA)
• emergency savings fund (ESF)
• flexible spending account (FSA)
• health reimbursement arrangement (HRA)
• lifestyle spending account (LSA)
• commuter benefits
• COBRA
• direct billing

Get what you need fast
• View your balance, deposits and payments
• Request reimbursement
• Pay your providers
• Deposit funds into your HSA
• Set up account notifications, and more

Check out the Eligible Expense Scanner
Simply scan a barcode of a product to see if it may be eligible under your plan.

Set up your account
Visit inspirafinancial.com, click “Log in” and select “Set up account” to get started. To log in to the app, you’ll use the same username and password you use on our website.

Secure access
You can log in securely with a verification code, touch ID fingerprint, Face ID and PIN code.
Updated on
Jan 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and App activity
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.4
6.12K reviews
Ben Stone
December 11, 2025
Haven't been able to even log into app for past two months. Just gives "service error". Even when the app did "work" it would often display alerts saying that a claim needed additional documentation, when in reality everything was fine. My recommendation if you're forced to use this company for your FSA - stick to their website as that at least seems to be accurate...
37 people found this review helpful
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Tya
January 8, 2026
Has issues. It messes up when logging in, doesn't always allow use of biometrics, among other issues. UPDATE: The app no longer works. I have to go to the website in order to view my account. It allows me to login then has an error and shows none of my account information. It's been this way foe months.
16 people found this review helpful
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Matt Archibald
October 18, 2025
I can no longer utilize the app via my VPN. This had been an issue on and off for a couple months, but now it never works over the VPN. Also, the app thinks I've earned an incorrect amount of interest/dividends/gains - regularly reporting earnings over 100% of my investment. If I can ever get in, at least I am able to view my balances and manage investment options.
58 people found this review helpful
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What’s new

• Backend bug fixes to make our App run smoother for everyone