2.7
5.76K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Inspira Financial, formerly known as PayFlex, is a provider of health, wealth, retirement, and benefit solutions. The Inspira app helps you make decisions for your health and wealth journey, with ease. You have the control and flexibility to manage your Inspira accounts in real-time.

Download the app for free so you can easily manage your:
• health savings account (HSA)
• emergency savings fund (ESF)
• flexible spending account (FSA)
• health reimbursement arrangement (HRA)
• lifestyle spending account (LSA)
• commuter benefits
• COBRA
• direct billing

Get what you need fast
• View your balance, deposits and payments
• Request reimbursement
• Pay your providers
• Deposit funds into your HSA
• Set up account notifications, and more

Check out the Eligible Expense Scanner
Simply scan a barcode of a product to see if it may be eligible under your plan.

Set up your account
Visit inspirafinancial.com, click “Log in” and select “Set up account” to get started. To log in to the app, you’ll use the same username and password you use on our website.

Secure access
You can log in securely with a verification code, touch ID fingerprint, Face ID and PIN code.
Updated on
Aug 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and App activity
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.7
5.67K reviews
Abby Johnson
July 31, 2025
Absolutely ridiculous that the app REQUIRES me to have a screen lock on my phone to just be able to open the app! My bank doesn't even require that! So I have to set one up every time I use this app and then go back and take it off. And then when I go to "explore eligible expenses" and try to click on one of the letters of the alphabet, it doesn't do anything! Ugh
10 people found this review helpful
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Aaron “Philly” Philipose
August 20, 2025
The sign in experience alone is a reason to just not use the app and go to the website. it doesn't tend to play friendly with password managers and is more tedious than the site. the app itself works fine, but it just doesn't seem like an app worth having on your phone. To sign into the app I get kicked off to a web page that requires JUST my username (which doesn't autofill for me), then username and password, then biometric. Online is user/pass and 2FA. Wish it had bio but still better
1 person found this review helpful
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Julie McIntyre
March 14, 2025
Terrible product. Buyer beware. Use it or lose it no matter what they say. Save absolutely every receipt to a file because you will be required to submit documentation for every single purchase... Possibly twice. Failure to do so will result in a demand for repayment even even after YOU have fully funded the account. Just just take that $60 or $80 every week and put it in your savings account. You'll feel better for it, I promise.
6 people found this review helpful
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What’s new

• Backend updates to make our app run smoother