Personal Capital: Finance

4.3
16.9K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Monitor all your investments, retirement, and finances with the only portfolio tracker you’ll ever need.

The Personal Capital Investing and Finance App - this is the smart way to track and manage your personal finance. Now you can see all your accounts in one place—bank accounts, stocks, retirement funds, and your investments. Use our Retirement Planner tool or become an investment client to get access to our financial advisors. This is more than a portfolio tracker, this is professional-grade tech to help you take control of your finances.

"Best for Portfolio Management" for 2020 by Investopedia
"Best Financial App Award" for 2021 by Money Under 30
"Best App for Investors" by CNBC for 2021

START NOW FOR FREE
Join over 2.8 million people who use our free tools (as of 12/31/20).

MANAGE ALL YOUR ACCOUNTS IN ONE PLACE
With Personal Capital, you can see all of your accounts in one place. Manage your bank accounts, 401k, IRA, investments, stocks, and even debt, all on our dashboard.

INTERACTIVE CASH FLOW TOOLS
The Cash Flow graph allows you to see your total income and total expenses across all of your accounts, month over month.

TRACK YOUR INVESTMENTS
See how well your investments are performing – and how they could do even better – with the Investment Checkup tool. Compare your current portfolio allocation to the ideal target allocation designed to minimize risk and maximize returns to meet your financial goals.

PLAN FOR RETIREMENT
Build, manage, and forecast your retirement in one convenient place with your Retirement Planner.

PERSONAL CAPITAL CASH™ - one secure place for your cash
For additional information and to see full terms, visit personalcapital.com/cash.

PERSONAL CAPITAL FOR WEAR OS
Check how your portfolio is doing and view the top five gainers and losers at a glance from your Wear OS (formerly Android Wear).

WE DO NOT SELL YOUR PERSONAL INFORMATION
At Personal Capital, we keep your best interests in mind. This includes not selling your personal information. And if we share your information with third parties to help us deliver our services, we require that they don’t sell your personal information either. After all, nobody wants their contact information sold to telemarketers. Want to learn more about this? Please see our privacy policy at personalcapital.com/privacy-policy.

All visuals are illustrative only.

Featured individuals are paid spokespeople and not clients of PCAC and do not make any endorsements or recommendations about securities offerings or investment strategy.

* For more information about Personal Capital's advisory services, including fees and full disclosures, visit personalcapital.com/wealth-management. © 2022 Personal Capital Corporation, a wholly owned subsidiary of Empower Holdings, LLC. All rights reserved.
Updated on
Sep 20, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
4.3
16.9K reviews
Hooman Assad
August 25, 2022
Pros: Its a decent app that connects to various banks and financial accounts to pull your data into one place. It also gives a checking account with 2% APY. Okay, cool but no card or rewards so I won't use it. The widget for Recent Transactions is cool and useful. Cons: There is a notification "almost there" that won't go away unless i add a home and a loan, which I don't have. Not all banks and accounts are available and some always ask me for 2FA each time I log in, which is annoying.
6 people found this review helpful
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John Lane
August 24, 2022
I really want to like personal capital but... There is no way to make adjustments for accounts. e.g. when I had a 401k rollover it shows my net worth drop during the transfer and the car loan I have, the API for the loan is showing the payment due as the balance. There is no way for me to make adjustments. At this point, this tool isn't very helpful in understanding my net worth. A spreadsheet is more helpful.
12 people found this review helpful
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A S
May 9, 2022
Overall, especially for a free app, very good. Removed 2 stars because linking or syncing linked accounts is sometimes unreliable, and there are a couple of issues with how the app identifies assets and doesn't let you change them, at the cost of accurate net worth estimates or portfolio/planning insights. and the budgeting badly needs a way to batch edit or to train recognition of recurring transactions so you don't have to fix a miscategorization more than once. Returned star for good support
73 people found this review helpful
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What's new

Performance improvements.