Petal Credit Card

We think it's about time a credit card company helped people succeed financially. That’s why we designed a credit card experience that charges no fees, helps you spend within a budget, and rewards you when you pay on time.

1% to 1.5% CASH BACK - Petal's cash back grows with you. Earn 1% cash back right away, 1.25% cash back when you make 6 on-time payments, and 1.5% cash back when you make 12.

BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.

NO FEES - With Petal, you don't have to worry about annual fees, late payment fees, foreign transaction fees, or any-other-kind of fee, fees.

GREAT RATES - Better technology means lower variable APR's that range from 14.74% - 25.74%.

$500 to $10,000 LIMITS - Higher limits tailored to your finances to keep your utilization low, a key component of a good credit score.

MANAGE YOUR MONEY - We show you all of your accounts in one place, so you’re always on top of your money.

24/7 SUPPORT - You don’t need to visit a branch to get answers. The Petal support team is available on your phone and around the clock.

UNBELIEVABLE - You actually read this far, thanks!