Banco PicPay: Cartão, Pix e +

PicPay

About this app

PicPay. Banking for all times.

Whether it's for payments, organizing your finances, or accessing credit, PicPay is with you every step of the way.

💚 Digital Account: Fast, Free, and Complete!

100% free and easy-to-use digital account. Manage all your banks in a single app, move money, organize it, and make Pix transfers between different accounts. Pay for your purchases in up to 36 installments with any card and make secure transfers from any bank. Your money also automatically earns 102% of the CDI rate, more than a savings account.

💳 Credit Card with no annual fee: Benefits you'll love

For every lifestyle, a personalized card:

🥇 PicPay Card Gold: Card with no annual fee, installments up to 36x, Mastercard Surpreenda benefits, and cashback at PicPay Shop.

🥈 PicPay Platinum Card: 0.5% cashback on all credit purchases, global emergency assistance, and car insurance.

🖤 PicPay Black Card: 1.2% cashback, access to VIP lounges, travel insurance, concierge service, and exclusive Priceless Cities benefits.

Get a credit card with no annual fee and a limit of up to R$10,000! Receive cashback on all purchases, online and at partner stores.

⚡️ Instant Pix: Fee-free, real-time transfers

Pix on PicPay allows instant payments at any time, with the option to pay in up to 36 installments. The recipient receives the payment instantly, and you only pay on the due date of your bill. You also enjoy benefits such as higher returns than savings accounts, cashback, promotions from partner stores in PicPay Shop, and the ease of topping up services and splitting payments.

💰 PicPay Loan: Fast and Hassle-Free Credit

Fast-approval credit with no red tape, ideal for unexpected expenses, paying off high-interest debts, or realizing personal projects.

Personal Loan: Simulate directly in the app, find pre-approved offers, and manage everything without leaving home.

FGTS Advance: Receive your money in your account in up to 2 minutes! No monthly fees and easy approval, even for those with negative credit history.

💡 More than a digital account: Complete Financial Solutions!

In addition to transfers, Pix, and loans, PicPay also offers:

Yielding Account: Your money grows automatically, with returns higher than savings accounts (102% of CDI).

Investments: Diversify your portfolio with safe and accessible options directly in the app.

Bill Installment: Pay your bills in up to 36 installments with your credit card.

Cashback: Earn money back on various purchases, directly into your account.

Account for Minors: Your children can also enjoy the benefits of PicPay safely and independently, starting their financial education early! 🎓

🔒 Digital Account with Secure Mode

Your money and transactions are protected with an extra level of security.

PicPay transforms the way you handle money.

Need help? Visit our website: https://picpay.com/

PicPay Instituição de Pagamento S.A., registered with the CNPJ/ME under number 22.896.431/0001-10, located at Avenida Manuel Bandeira, 291, Condomínio Atlas Office Park, Block A, 1st floor - offices 22 and 23, 2nd and 3rd floors, and Block B, 3rd floor - offices 43 and 44, Vila Leopoldina, Municipality of São Paulo, State of São Paulo, CEP 05317-020

Ratings and reviews

I was charged almost R1000 from transactions I didn't do. When I claimed the answer was that the company which robbed me needs to answer I haven't done the transactions. There were 7 transactions in less than 2 min and the safety and or security never detected something unusual. But your money is deducted immediately if you buy something and kept by them in a place you don't have access to assure you pay. Is not a credit card as if you don't have the money in your account, you can't use it.

Please I need the app translated to English because I can't read nor understand the app language therefore I couldn't make use of the app If I can get the app translated to English or any English version of the app then I would be able to make use of the app and also recommend the app to interested users I plead that my request be granted because it will favor me and also other users who doesn't also understand the language on the app and prefers the app in English Thank you in anticipation.

Just don't lose your time. Worst payment app ever. Promos are not worth it, has a lot of bugs and the SAC is awful. Plus, all your transactions are published as public by default, so anyone with your username can track your activities. I had a major problem with uploading files, so tried SAC up to 4 times and every time they sent the same automatic message. In the last time, the staff made me wait an entire day and didn't solve my issue. This app is bad in so many levels.