PicPay: Conta, CartĂŁo e Pix

4.4
2.61M reviews
100M+
Downloads
Content rating
Everyone
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About this app

With PicPay, the experience is different 💚

Are you a CLT employee? PicPay makes your life easier! The Worker's Credit has arrived, allowing you to access private payroll loans directly through PicPay, with reduced rates and payroll deductions. Take advantage of this opportunity to obtain quick credit without compromising your budget. Simulate now through the app and enjoy the best conditions for you!

💚 Digital Account: Fast, Free and Complete!

100% free and easy-to-use digital account. Manage all your banks in a single app, move, organize and make Pix transfers between different accounts. Pay for your purchases in up to 36 installments with any card and make secure transfers from any bank. Your money also automatically earns 102% of the CDI, more than savings accounts.

💳 Credit Card with no annual fee: Benefits you'll love
For every lifestyle, a personalized card:
đŸ„‡ PicPay Card Gold: Card with no annual fee, installments up to 36x, Mastercard Surpreenda benefits and cashback at PicPay Shop.
đŸ„ˆ PicPay Card Platinum: 0.5% cashback on all credit purchases, global emergency assistance and car insurance.
đŸ–€ PicPay Card Black: 1.2% cashback, access to VIP lounge, travel insurance, concierge and exclusive Priceless Cities benefits.

Get a credit card with no annual fee, with a limit of up to R$10,000! Receive cashback on all purchases, online and at partner stores.

âšĄïž Instant Pix: Fee-free and Real-Time Transfers
Pix on PicPay allows instant payments at any time, with the option to pay in installments up to 36x. The recipient receives the payment instantly and you only pay on the due date of your bill. You still enjoy benefits such as higher returns than savings accounts, cashback, promotions from partner stores in PicPay Shop, and the ease of topping up services and splitting payments.

💰 PicPay Loan: Fast and Hassle-Free Credit
Credit with quick approval and no bureaucracy, ideal for unforeseen events, paying off high-interest debts, or realizing personal projects.

Personal Loan: Simulate directly in the app, find pre-approved offers, and manage everything without leaving home.

FGTS Advance: Receive your money in your account in up to 2 minutes! No monthly fees and easy approval, even for those with negative credit history.

💡 More than a digital account: Complete Financial Solutions!

In addition to transfers, Pix, and loans, PicPay also offers:
Account That Earns: Your money grows automatically, with returns higher than savings accounts (102% of CDI).

Investments: Diversify your portfolio with safe and accessible options directly in the app.

Bill Payment Installments: Pay your bills in up to 36 installments with your credit card.
Cashback: Earn money back on various purchases, directly into your account.
Account for Minors: Your children can also enjoy the benefits of PicPay safely and independently, starting their financial education early! 🎓
🔒 Digital Account with Secure Mode
Your money and transactions are protected with an extra level of security.

PicPay transforms the way you handle money.

Need help? Visit our website: https://picpay.com/

PicPay Instituição de Pagamento S.A., registered with the CNPJ/ME under number 22.896.431/0001-10, located at Avenida Manuel Bandeira, 291, Condomínio Atlas Office Park, Block A, 1st floor - offices 22 and 23, 2nd and 3rd floors, and Block B, 3rd floor - offices 43 and 44, Vila Leopoldina, Municipality of São Paulo, State of São Paulo, CEP 05317-020
Updated on
Mar 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
2.6M reviews
Simon chabinga
March 18, 2026
I can hardly use this app due to its language alignment, so I request English to be added to this app for it to be more useful to different countries.
1 person found this review helpful
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PicPay
March 18, 2026
Oi! Para manter seu acesso 100%, limpe o cache do PicPay nas configuraçÔes, confira atualização na Play Store e, se preciso, reinstale. Isso garante melhor funcionamento! Se ainda precisar, fale com nosso suporte informando que jå fez esses ajustes.
Saintlucy Saint
February 10, 2026
Please I need the app translated to English because I can't read nor understand the app language therefore I couldn't make use of the app If I can get the app translated to English or any English version of the app then I would be able to make use of the app and also recommend the app to interested users I plead that my request be granted because it will favor me and also other users who doesn't also understand the language on the app and prefers the app in English Thank you in anticipation.
23 people found this review helpful
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Obodoechi John Chukwulogha
January 11, 2026
This app should be opened in English Language if it wants other countries of the world to enjoy its services. I love to have an account from any reputable bank of Brazil. With Google every product advertised by the organisation is reaching heaven. talk less all the parts of the world. Against this development,such a body like PicPay should provide option for English Speaking Countries . Such a bank should allow links with Google Pay, Grey Finance, and other third Party payment methods
53 people found this review helpful
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PicPay
January 11, 2026
É tĂŁo bom saber que vocĂȘ estĂĄ gostando da experiĂȘncia, porque pensamos em tudo com muito carinho para vocĂȘ. đŸ€— GratidĂŁo pela avaliação e continue contando com a gente, ta bem? 💚 PicPay

App support

About the developer
PICPAY INSTITUICAO DE PAGAMENTO S/A
mobile@picpay.com
Av. MANUEL BANDEIRA 291 COND ATLAS OFFICE PARK ANDAR 1A 2A 3A 3B VILA LEOPOLDINA SÃO PAULO - SP 05317-020 Brazil
+55 27 98180-2727

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