Mutual Fund SIP & Goal Planner

PrimeApps Global

Contains ads

About this app

SIP Calculator and Goal Planner — model your mutual fund SIP, set a financial goal, and see a clean projected value at any chosen rate of return. Designed for Indian investors who want to plan investments themselves: SIP, lumpsum, step-up SIP, inflation-adjusted targets and visual growth charts — all offline, no signup, no bank link.

Whether you're starting your first SIP, planning retirement, saving for a house or a car, or comparing SIP vs lumpsum — this app shows the projected math clearly so you can make informed decisions or bring clean numbers to your financial advisor.

★ EVERYTHING THIS SIP & GOAL PLANNER DOES ★

🧮 SIP CALCULATOR
Enter monthly SIP amount, duration and expected rate of return — see the projected invested amount, projected returns and projected total value. Visual charts show growth over time and the investment-vs-returns break-up.

📈 STEP-UP SIP CALCULATOR
Model an annual SIP increase (e.g. 10% per year). See how a step-up plan compares to a flat SIP at the same starting amount. Great for users whose salary is expected to grow year-on-year.

🎯 GOAL PLANNER
Set a goal — retirement corpus, house down-payment, child's education, car, wedding, vacation. Enter the target amount and time horizon. The calculator shows the monthly SIP required at a chosen rate of return, with an "achievable vs aggressive" indicator based on historical equity/debt ranges.

💰 LUMPSUM CALCULATOR
Enter a one-time investment amount, duration and rate of return — see projected maturity value. Useful for bonus, inheritance, redemption proceeds and windfall-style planning.

⚖️ SIP vs LUMPSUM COMPARE
See both strategies side by side for the same total investment amount. Understand which approach, on paper at a given return assumption, would produce a higher projected value — then decide based on your own cash-flow situation.

🌡️ INFLATION CALCULATOR
Enter a today-rupee goal and see what the inflation-adjusted goal amount will be 10, 15, 20 or 30 years from now. Helps set realistic retirement and long-term goals in real terms, not nominal terms.

📊 VISUAL GROWTH CHARTS
Line chart for value over time, pie chart for invested amount vs projected returns. Easy to understand at a glance. Helpful when explaining the plan to family.

💾 SAVED PLANS
Save unlimited plans with tags — House 🏠 / Car 🚗 / Retirement 👴 / Education 🎓 / Wedding 💒. Open, edit and re-run any plan later as assumptions change.

⚙️ CUSTOM SETTINGS
Default currency (₹ INR), default expected return rate, light and dark theme, JSON backup / restore on-device.

🔒 OFFLINE & PRIVATE
Works fully offline. No signup, no bank account connection, no PAN / Aadhaar. Your plans stay on your device. Optional export as JSON for your own records.

★ KEY FEATURES ★
• SIP calculator with invested amount, returns and total value
• Step-up SIP calculator with annual increase %
• Goal planner — required monthly SIP for a target
• Lumpsum calculator with projected maturity
• SIP vs Lumpsum side-by-side compare
• Inflation-adjusted goal calculator
• Visual line + pie charts
• Save unlimited plans with custom tags
• Multi-currency option (INR default)
• Light + dark theme
• JSON export / import (local)
• Works 100% offline — no login
• Minimal app size — opens instantly
• Free to use

★ WHO USES THIS SIP & GOAL PLANNER? ★
• First-time SIP starters learning how compounding works
• Mid-career professionals planning retirement corpus
• Parents saving for child's education or wedding
• Couples planning a home down-payment or car purchase
• DIY investors who avoid agents and want self-service math

PERFECT FOR:
• Starting a SIP and seeing the projected 10/15/20-year value
• Planning retirement corpus at 25, 35 or 45 years
• Reverse-engineering a house down-payment goal
• Modelling a step-up SIP as your salary grows
• Comparing SIP vs lumpsum for a bonus / inheritance
• Understanding how inflation changes today's target
• Saving multiple scenarios (conservative / aggressive / balanced)