Rayi : Mutual Funds, SIP app

Goalhive Financial Services Private Limited

About this app

Rayi – Mutual Fund & SIP Investment App | AMFI Registered | Start from ₹100

Invest in mutual funds, start a SIP, save for your goals, and grow your wealth — all in one simple, secure app. Rayi is an AMFI-registered, SEBI-regulated mutual fund platform, powered by ONDC.

Whether you're a first-time investor or already building a portfolio, Rayi makes investing straightforward, jargon-free, and fully digital.

━━━━━━━━━━━━━━━━━━━━━━
WHY RAYI?
━━━━━━━━━━━━━━━━━━━━━━

✅ Start a SIP from just ₹100/month
✅ 1,000+ mutual fund schemes from top AMCs
✅ AMFI registered & SEBI regulated — your money goes directly to the AMC, never held by Rayi
✅ Fully digital KYC — sign up in minutes, no paperwork
✅ Available for NRIs (KYC-verified)

━━━━━━━━━━━━━━━━━━━━━━
WHAT YOU CAN DO ON RAYI
━━━━━━━━━━━━━━━━━━━━━━

🎯 GOAL-BASED INVESTING
Planning for a dream home, child's education, or retirement? Set your goal, timeline, and risk appetite — Rayi builds a personalised mutual fund plan around your life.

🧺 SMART BASKETS
Not sure which funds to pick? Smart Baskets are expert-curated, diversified fund portfolios — low risk, balanced, or high growth — built by independent advisors at Prime Investor. No research needed.

⭐ PRIME FUNDS
A shortlist of the best-performing, analyst-recommended funds across every category. Simple, unbiased, and updated regularly.

🥇 GOLD MAXX
Invest in gold mutual funds from just ₹100. No storage, no making charges. The smartest way to add gold to your portfolio — fully digital.

💧 INSTA SAVE
Park your idle money in liquid funds and earn better than savings account returns. Withdraw in minutes, anytime.

📈 MUTUAL FUNDS & SIP
Invest in mutual funds — equity, debt, hybrid, ELSS tax-saving funds, large cap, mid cap, and more. Start a SIP or invest a lump sum in just a few taps.
━━━━━━━━━━━━━━━━━━━━━━
BUILT FOR EVERY INVESTOR
━━━━━━━━━━━━━━━━━━━━━━

🔰 New to investing? Rayi's guided experience walks you through your first SIP step by step.
💼 Experienced investor? Access 1,000+ funds, track your portfolio in real time, and manage SIPs with ease.
🌍 NRI? If you're KYC-verified in India, you can invest on Rayi from anywhere.

━━━━━━━━━━━━━━━━━━━━━━
SAFE, SECURE & REGULATED
━━━━━━━━━━━━━━━━━━━━━━

🔒 AMFI Registered Mutual Fund Distributor
🔒 SEBI regulated funds only
🔒 Powered by ONDC (Open Network for Digital Commerce)
🔒 Your money goes directly to the AMC — Rayi never holds it

━━━━━━━━━━━━━━━━━━━━━━
INVESTMENTS AVAILABLE
━━━━━━━━━━━━━━━━━━━━━━

• Equity mutual funds (large cap, mid cap, small cap, flexi cap)
• Debt mutual funds
• ELSS (tax-saving funds under Section 80C)
• Hybrid funds
• Liquid funds
• Gold funds
• Index funds
• SIP & lump sum investing

Start your SIP today. Invest in mutual funds. Reach your goals.
Download Rayi — free on Android.

What’s new

•⁠ ⁠Skip SIP — Skip one or more upcoming SIP instalments.
•⁠ ⁠Step-Up SIP — Automatically increase your SIP amount over time.
•⁠ ⁠Switch — Move your investments from one mutual fund to another.
•⁠ ⁠Referral — Invite friends to Rayi and earn rewards.
•⁠ ⁠Bug fixes & performance improvements — We’ve made improvements for a smoother and more reliable experience.