Rayi : Mutual Funds, SIP app

Goalhive Financial Services Private Limited

About this app

Rayi – Mutual Fund & SIP Investment App | AMFI Registered | Start from ₹100

Invest in mutual funds, start a SIP, save for your goals, and grow your wealth — all in one simple, secure app. Rayi is an AMFI-registered, SEBI-regulated mutual fund platform, powered by ONDC.

Whether you're a first-time investor or already building a portfolio, Rayi makes investing straightforward, jargon-free, and fully digital.

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WHY RAYI?
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✅ Start a SIP from just ₹100/month
✅ 1,000+ mutual fund schemes from top AMCs
✅ AMFI registered & SEBI regulated — your money goes directly to the AMC, never held by Rayi
✅ Fully digital KYC — sign up in minutes, no paperwork
✅ Available for NRIs (KYC-verified)

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WHAT YOU CAN DO ON RAYI
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📈 MUTUAL FUNDS & SIP
Invest in direct mutual funds — equity, debt, hybrid, ELSS tax-saving funds, large cap, mid cap, and more. Start a SIP or invest a lump sum in just a few taps.

🎯 GOAL-BASED INVESTING
Planning for a dream home, child's education, or retirement? Set your goal, timeline, and risk appetite — Rayi builds a personalised mutual fund plan around your life.

🧺 SMART BASKETS
Not sure which funds to pick? Smart Baskets are expert-curated, diversified fund portfolios — low risk, balanced, or high growth — built by independent advisors at Prime Investor. No research needed.

⭐ PRIME FUNDS
A shortlist of the best-performing, analyst-recommended funds across every category. Simple, unbiased, and updated regularly.

🥇 GOLD MAXX
Invest in gold mutual funds from just ₹100. No storage, no making charges. The smartest way to add gold to your portfolio — fully digital.

💧 INSTA SAVE
Park your idle money in liquid funds and earn better than savings account returns. Redeem instantly, anytime.

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BUILT FOR EVERY INVESTOR
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🔰 New to investing? Rayi's guided experience walks you through your first SIP step by step.
💼 Experienced investor? Access 1,000+ funds, track your portfolio in real time, and manage SIPs with ease.
🌍 NRI? If you're KYC-verified in India, you can invest on Rayi from anywhere.

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SAFE, SECURE & REGULATED
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🔒 AMFI Registered Mutual Fund Distributor
🔒 SEBI regulated funds only
🔒 Powered by ONDC (Open Network for Digital Commerce)
🔒 Your money goes directly to the AMC — Rayi never holds it
🔒 Even if Rayi shuts down, your investments remain safe

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INVESTMENTS AVAILABLE
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• Equity mutual funds (large cap, mid cap, small cap, flexi cap)
• Debt mutual funds
• ELSS (tax-saving funds under Section 80C)
• Hybrid funds
• Liquid funds (instant redemption)
• Gold funds
• Index funds
• SIP & lump sum investing

Start your SIP today. Invest in mutual funds. Reach your goals.
Download Rayi — free on Android.

What’s new

Refined goal planning and investment flow with improved charts, summaries, and SIP setup.