Ulster Bank NI Mobile Banking

National Westminster Bank Public Limited Company

About this app

Take control of your banking. Our app makes your day-to-day banking easy, quick and secure.

Join us quickly and easily

Why the Ulster app?
• Open a new account and complete your application seamlessly within the app, whenever and wherever it suits you.
• Verify your identity securely using your passport or driving licence, with simple guided steps throughout the journey.
• Set up your digital banking access quickly, including creating your login credentials and getting ready to manage your money.
• Enjoy a secure, intuitive experience designed to make joining NatWest and managing your finances as straightforward as possible.

Manage your money easily and securely:
• Apply for current, savings, child, teen, premier and student accounts quickly. Eligibility criteria apply.
• See all your bank accounts straight from your home screen.
• Freeze and unfreeze your card at any time (Mastercard only).
• Use pots to set money aside from your main account for everyday needs and to stay in control of your spending.
• Set up fingerprint, voice or facial recognition for better security and send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices.

Send, receive and access money quickly:
• Request money via a QR code or link.
• Send money faster with a personalised list of favourite payees.
• Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and that uses online or mobile banking. Paying bank criteria and limits may apply.)
• Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have a least £10 available in your account and an active debit card (locked or unlocked). 

Stay on top of your spending and saving:
• Keep track of payments all in one place.
• Keep track of payments and manage your subscriptions, all in one place.
• Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling.
• Budget easily by managing your monthly spending and set categories.
• Turn on push notifications to get alerted when money reaches or leaves your account.

Get support for every life event:
• Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply.
• Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address.
• Discover our additional products and services, including mortgages, home and life insurance and loans in one place.
• Fast track your money goals with the help of our handy plans, tools and tips.


Important info

Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu where you will be able to find motion and visual control settings within the menu (note that this is not within our app, but on the settings of your device itself).

Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at ulsterbank.co.uk/mobileterms.

Please save or print a copy along with the Privacy Policy for your record.

Ratings and reviews

The login flow is dreadful - if you leave the app to go to a password manager, it restarts the login flow. if you try to paste a secure code, it won't let you paste, so you are forced to use easy to remember (and so less secure codes). the security smacks of amateurs trying hard to make it secure without understanding what they are doing, which really scares me

The login of this app is an actual joke. Every time you want to leave the app to go to your password manager just to get the overly complex password they demand, it restarts over again when exiting. For a company that cares so much about "security" I wasn't even asked for 2FA, and could get straight in. The rest of the app is alright in terms of design. - Edit Ulster bank please don't lecture us on security when the app can run on Android 8 from 2017

Can't send more than 750 to my own account. Wasted hours jumping through hoops on laptop and mobile app, phone calls etc... Very restricted... Won't let me register biometrics but says I need to... Probably one of the worst banking experiences I've ever encountered.

What’s new

• Compare your month-on-month spending with real-time insights.
• Declined payments will now show in your transactions list, along with a reason the payment didn’t go through.
• You can now view and change your daily ATM withdrawal limit through Cora.