Sezzle - Buy Now, Pay Later

65.7K reviews
Content rating
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About this app

Sezzle is the only Buy Now, Pay Later, that gives you the opportunity to build your credit while you Pay in 4 for your purchases. It's The Responsible Way to Pay™.

Why Sezzle will be your favorite Buy Now, Pay Later:

Buy now and pay over time

Build your credit for free

Easy rescheduling and budgeting

Get access to exclusive deals


Experience the ultimate shopping flexibility with Sezzle, where you can split your purchases into 4 easy, interest-free payments. With Sezzle's instant approval decisions and no hard credit checks, you can start using Sezzle right away, worry-free. So why wait? Start enjoying the convenience of Pay in 4 with Sezzle today!


Make your payments count. Sezzle can help you build your credit for FREE with every installment by giving you the option to have your payment activity reported to major credit bureaus. This means that using Sezzle responsibly can improve your credit score over time. So, if you're looking for a smart way to build your credit while shopping, Sezzle is the perfect choice.¹


Pay on time and your spending power will climb. Sezzle rewards responsible spending and repayment behavior, so the best way to increase your spending power is to use Sezzle consistently and always pay on time. Sezzle makes it easy to see how much you can spend, open the app and tap on a store to see your estimated spending power.


Life can be unpredictable, but Sezzle is here to help. Sezzle helps you stay on top of your budget by sending reminders when upcoming payments are due and making it easy to reschedule payments² when money is tight. With the Sezzle app, you can manage all of your orders and payments in one place – anytime, anywhere.


The Pay in 4 possibilities are endless! The Sezzle app makes it easier to shop big brands like Amazon, Walmart, Target, and thousands more. Whether you’re shopping for yourself or someone else, online or in-store, Sezzle offers more ways to Pay in 4 than ever before.

¹Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Sezzle is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The Sezzle BNPL program and related services will not remove negative credit history from your credit report. Sezzle will report your activities to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada.

²Payment reschedule eligibility and fees vary by state.
Updated on
Apr 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

63.7K reviews
Jenna May
April 14, 2024
EDIT: DEFINITELY DO NOT USE THIS APP. ESPECIALLY DO NOT ADD IT TO YOUR CREDIT. Once you have no active purchases, it will trash your credit. I emailed Sezzle at the email address they provided in their response below, three times. My initial issue was that after providing me a beginning $200 spending limit, with no missed payments, all completed early or on time, with the last payment on any order my limit was reduced, to $50, while paying $13/month for Sezzle Premium! It just got worse. No.
249 people found this review helpful
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Sezzle Mobile
April 15, 2024
Hi there. If you have questions about Sezzle Up, our credit reporting service, we’d be happy to help however we can. To do so, please reach out to us at For questions on how your credit score can be impacted by lines of credit, credit cards, or loans, we recommend reaching out to a trusted financial advisor.
April 12, 2024
Sezzle Premium apparently cannot actually be used to purchase on Amazon. After three confirmation codes, I was still unable to get anywhere, because Amazon deemed Sezzle "unsafe." Maybe that's an Amazon issue, but it seems like Sezzle needs to do a better job of making sure their app can be used as advertised before expecting someone to shell out an extra $10 a month thinking they'll be able to do it.
10 people found this review helpful
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Spencer Joel
March 28, 2024
If this app wasn't constantly changing policies and how it functions, it would be better. They charge fees on fees on fees now. This didn't used to be the case. They now charge a "convenience fee" to use a debit card. Nothing convenient about that. I've never been late so the late charges don't affect me but be careful. This app could get you in lots of trouble. It also doesn't report Sezzle Up monthly like it should. I paid it off last month. They didn't report it and my credit didn't change..
48 people found this review helpful
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Sezzle Mobile
March 28, 2024
Hi there! We understand your concerns. If you have questions about your credit reporting in relation to your Sezzle Up account, you may submit a request here: or reach out to and we'll be sure to get your issue escalated.

What's new

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!