Tide Cash-Online Credit

37.8K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

Tide Cash is a convenient app designed to help you access funds when you need them most. Whether it’s for an unexpected expense or a personal need, Tide Cash makes it easy to apply for a loan and receive the financial support you require.
With Tide Cash, you can complete the entire application process directly through your mobile device. The app is designed for simplicity, offering clear and transparent loan information, so you’ll always know what to expect.

Loan Eligibility:
Must be a Nigerian citizen.
Must be at least 18 years old.
Must have a personal phone number.
Must have a personal e-wallet.

Loan Details:
Loan Amount: Maximum ₦800,000
Loan Term: 91 to 210 days
Interest Rate: Annual Percentage Rate (APR): 10.95% to 18.25%

Loan Example:
Loan Amount: ₦300,000
Loan Term: 180 days
Interest Rate: 0.03% per day
Total Interest Fees: ₦300,000 * 10.95% * 180/365 = ₦16,200
Total Amount Due at Maturity: Loan Amount + Interest Fee = ₦300,000 + ₦16,200 = ₦316,200

Tide Cash provides an easy and straightforward way to manage your finances without the need for long processes or unnecessary paperwork. Apply for a loan today and take the next step toward financial ease.
Key Features:
Unsecured Loans: No collateral required.
Clear Loan Information: Understand exactly how much you owe and when.
Simple Application: Apply quickly and easily through the app.
Convenient: Access loans directly from your mobile device.

Contact Us
Email: vision@tidegenius.com
Customer Service Hours: 9:30 AM - 6:30 PM
Tide Cash provides convenient loan services, flexible repayment.
Updated on
May 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 7 others
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

37.7K reviews
Morenikeji Olajide
August 18, 2026
I downloaded the app and before I could place any request for loan I got an amount sent to my account. My complaint, I have not place any request for loan, I don't know how the amount sent to me was calculated, time frame for refund was within 7days with interest of N8000 on N12,000 sent. The representative reaching out to me wouldn't listen to my explanation and very abusive. I am not enjoying this experience at. The customer care line on the app is not reachable.
4 people found this review helpful
Etta Nwaefuna
September 3, 2026
Very unreliable app. Being trying to pay B4 loan expiry. App. not opening. Then, they'll open with one useless additional interest! And the amount given is far from amount displayed. Things don't work like this! Do better than just sending your automated apologies.
Ahmed Asha
June 25, 2026
The most unreasonable loan app you will ever come across, the moment you register, they automatically credit your account without your consent and when you contact them, their response is since you register you have given them the right to credit you, as how pls. I have reported them to fccpc in short. Pls don't download for your own good. Thanks to Fccpc for their intervention on this matter, I never knew this loan app could be sober like this. The issue has been resolved.
12 people found this review helpful
ANEZI MARTIN CHIBUIKE
June 17, 2026
We apologize for any inconvenience. We have set up a dedicated channel for you. Please contact us through the in-app support and include the code CR-XXXXXX (the last six digits of your registered number). We will prioritize your case and resolve it as soon as possible.
Content rating
Everyone
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App support

About the developer
ANEZI MARTIN CHIBUIKE
synobiyte@gmail.com
Ngwo uno 9TH MILE PLOT 87, IFUEKE/OKWE UWANI 9TH MILE CORNER, NGWO. 9th mile UDI 410003 Enugu Nigeria

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