BigPay – financial services

Big Pay

About this app

With the power to manage your money anywhere, BigPay has one purpose, - to empower you with essential financial services to level up your lives, one transaction at a time. With the flexibility of a mobile app and physical card, we give you the flexibility to improve your spending habits in one place.

Benefits include:
1. SIMPLE and EASY EXPENSE TRACKING right in the app
2. SAVE EVERY TIME YOU SPEND with Stashes
3. Pay with PHYSICAL AND VIRTUAL VISA CARD or even make DUITNOW QR PAYMENTS in Malaysia, Singapore, Thailand, and Indonesia
4. FAST, SECURE, AND AFFORDABLE international remittance
5. SEAMLESS bill payments and prepaid mobile top ups in just a few clicks
6. INSTANT money transfers to friends on BigPay, or other local banks via DuitNow

5 Minute Sign Up
Download the app, verify your identity, add money to your account and voila your account is set up!

So many ways to pay anywhere you go
With instant transfers via DuitNow QR, international transfers give you the ability to spend in Malaysia, Singapore, Thailand, and Indonesia. With our physical and virtual Visa cards, the options are limitless – spend and save with BigPay across the globe.

You spend it, we track it
BigPay automatically categorizes your spending across all your transactions so you always know where your money is going. Track your spending on a monthly and yearly basis and keep tabs of your budget.

Send money overseas faster, cheaper and safer
Transfer money to friends and family across the globe for little fees and competitive exchange rates. Fast, hassle-free and no hidden fees

Everything you need for your everyday payments
Use BigPay for all your money needs in one app. Pay your home utility bills such as electricity, water, internet, and more; plus mobile top ups and even lifestyle insurances to give you peace of mind in your daily life.

Save when you spend with Stashes!
Save a little (or a lot) whenever you spend with Stashes. Create multiple Stashes for all your financial goals

Empowering YOU and your money
It's our mission to make sure that you have everything you need to be in control of your finances. We give you the power to spend, track, and even start saving. Watch out as we continue building products and services that make managing your money as easy can be.

Money when you need it
Our friends in Malaysia can borrow up to RM10,000 and pay it back in 6-12 months with a maximum of 18% interest rate p.a. Skip the paperwork with our 100% fully digital loan! *Only available in Malaysia

Here’s a sample of how much you’d need to pay if you borrowed RM1,000 over 3 months with an interest rate of 10% p.a.
• Principal repayment amount = RM1,000
• Total interest fees = RM25 (Calculated as principle amount x interest rate p.a. / 12 months x number of months)
• One-time stamping fee mandated by the Inland Revenue Board (IRB) = RM5 (based on 0.5% of the principle amount)
Total repayment at the end of the loan is RM1,030

Earn points and travel deals
Score points for every transaction you make and turn them into travel deals with airasia rewards!

Ratings and reviews

Been using the service for quite a long time. Sad to say, the service is not getting better nor well maintained. Transactions have been becoming less reliable where some may indicate pending or unsuccessful, the money will be stuck somewhere for a while (faq says 10 days) before it is returned. Don't think I have much trust in using their service anymore. It was once a game changing service, but I guess this is the reality.

Did not see the disclaimer at the *very end* of the app description saying it's only available to residents of Malaysia. The whole pitch is that it's the future of payments in Southeast Asia--but only for people in one country, apparently. Yeah, okay. I'll be waiting for it to expand to *all* of SEA so I can stop paying exorbitant processing fees for AirAsia flights (one of the reasons I avoid AirAsia in the first place).

CAN'T LOG IN INTO ACCOUNT. The app suddenly logged me out. It's really frustrating. Keep having to click SMS link, then passcode and ask for login again. No response from the app etc. I'm currently abroad and cannot see my transactions, I cannot make business claims! Customer support is slow and nothing is resolved. Problematic app. was functioning. updating destroy the app.

What’s new

Expense tracking, budget planning, and spending habits—just a few ways we're helping you manage money better. Plus, some behind-the-scenes improvements to make everything smoother!