BigPay – financial services

26.8K reviews
Content rating
Mature 17+
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About this app

BigPay is bringing transparent, secure and convenient banking services to Southeast Asia. We have combined the convenience of a mobile app with the flexibility of a card to allow you to bring all your finances into one place.

- REAL EXCHANGE RATES when paying in a different currency
- SEAMLESS BILL PAYMENTS in just a few clicks
- EASY EXPENSE TRACKING right from the app
- EXCITING NEW FEATURES coming every month, from cash top ups to lifestyle insurance

Sign up in 5 minutes
Download the app. Tell us about yourself. Verify your identity. Add money to your account and that’s it! The card will be in your hands in 5 to 7 working days.

Pay the real exchange rate
Whether you’re travelling or shopping internationally, pay with BigPay in the local currency and always get the best exchange rate – without the fees. No more queuing up to change money or getting ripped off by credit cards.

Send money overseas the cheaper way
Transfer money from your BigPay account directly to bank accounts in Australia, Bangladesh, China, India, Indonesia, Malaysia, Nepal, Singapore, Thailand, the Philippines and Vietnam. Fast, hassle-free and with no hidden fees. Your first transfer is also free!

Pay utility bills with ease
For our users in Malaysia, we’ve made paying bills that much easier. Pay your monthly bills in just a few taps and you’re done! The BigPay app also comes with a handy monthly reminder so you’ll never miss a bill again, as well as the only bill-splitting function out there in the market to make splitting your monthly expenses easier with your friends and family!

Transfer money easily – and for free
Transferring money to your friends on BigPay is exactly 3 taps away from the home screen. We’ve counted. And your friend receives it instantly, which saves everyone a ton of time.

Track your expenses easily
All your expenses are automatically tracked and categorised within the app. So at the end of the month, you know exactly how much you’ve spent and where. See how much you spend and track your monthly budgets on your way to financial wellness!

Top-up easily at any of Malaysia’s 2,400 7-Elevens
It’s like we’ve opened 2,400 BigPay branches! Now, you can top-up your BigPay account easily at all 7-Eleven locations nationwide. Just open up your BigPay account, key in your desired amount and pay the cashier once scanned. Easy!

Get covered with BigPay all-in-one Lifestyle Insurance
Give your everyday life the protection it deserves with online purchase, smart device and sports equipment protection plus hospital income benefits. With premiums starting from only RM0.08 per day (or RM30 monthly), it’s the lifestyle coverage you won’t find anywhere else. The best part? Just buy it online, no printing and queuing needed!

Security disclaimer: BigPay is a financial institution available for Malaysia and Singapore residents at this time. We are regulated by Bank Negara Malaysia and Monetary Authority of Singapore respectively with the latest security protocols including fingerprint and facial recognition to verify your identity. Read our Tips for Security (at and in the BigPay App) to learn how you can safeguard your account details and transactions to prevent you from becoming a victim of fraud.
Updated on
Nov 27, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted
26.8K reviews
Sahilla Sjawal
November 26, 2022
Love the app. Love the blue card. All features are incredibly amazing. Especially the expense tracker and the seamless personal loan. Never encountered any problem so far. Customer support are great. They have smoothly assisted my re-registration issue. Thanks to CS Mr. Hidayat for keep following up my issue regarding that matter. Online and on-the-counter transactions went very well too 💙
1 person found this review helpful
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Jay Chong Yen Jye (iamJayChong)
October 17, 2022
Hi, BigPay. Good job so far. I been using it more than 3 years and so far so good....except today Notification keep pop up and asking me to top up because of "low balance". This is very annoying especially I have my choice to top up whenever I need right. If there's online transaction that interrupted because insufficient fund I can totally appreciate. But this kind of annoying notification is NOT WORKING. *more than 5 times in 1 one hour for the SAME MESSAGE
19 people found this review helpful
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Big Pay
October 17, 2022
Hey Jay, we're really sorry about that. We really appreciate your support thus far and for being a big part of BigPay's growth. We'll definitely relay this feedback to our team in charge to make the necessary adjustments moving forward. Don't hesitate to let us know if you ever need any help at We're here for you🙏🏻
Norman Soh
December 3, 2022
I was doubled charged by a store by accident. I contact the support personnel Brijesh. He told me that as both transaction are pending. It will depend on the shop to take action to claim 1 or both transaction if they desire. There is nothing they can do on their end. Even notifying user on when the claim happen is not possible. Mind you the time frame is between 0 to 10 days. Absurb service this a absolutely in acceptable. There are way better overseas payment service out there.
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Big Pay
December 3, 2022
Hey Norman, We're very sorry to hear about your experience! We definitely take this as feed back to improve our service in future. If you have any issue regarding your transaction, please contact us via email at Thank you for your patience and understanding.

What's new

Bug fixes & Enhancements