Wise

Wise, formerly TransferWise

About this app

Going somewhere? The Wise account is built to save you money round the world.

170 countries. 50+ currencies. One account. All in one place. So you can send, spend, and receive money simply, with high speeds and low fees. Join 16+ million people moving and saving money internationally.

Take on the world with Wise
- You’ll always get the mid-market exchange rate on every transaction
- Our tiny fees are always shown upfront

Send and save money worldwide
- Send money to 70+ countries
- Do it fast: over half of international transfers arrive instantly

Get a debit card that’s always got the right currency
- Spend and withdraw money in 170+ countries
- Always pay in the local currency. Our automatic currency conversion gets you the lowest possible price
- Shop online safely with a disposable digital card

Hold and convert 50+ currencies
- Keep all your currencies in one place — for free
- Convert between your different currencies instantly

Get paid like a local
- Get your own account details for the UK, US, EU and more
- Use them to get paid or have direct debits in multiple currencies, without the extra fees

A business account for going global
- Pay invoices and bills faster, at a fairer exchange rate
- Use account details to get paid by clients and customers around the world
- Quickly connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and other authorities globally. Check out wise.com for our full coverage and product availability.

Ratings and reviews

Doesn't work. Tried about 20 times to upload my ID for the verification and every time it hangs on "Uploading..." spinning circle forever. I tried it with Wifi and I tried it with 4G. I can take photos with my camera and upload them to my Google Drive instantly so there is definitely something wrong with this app! I even let it spin on the "Uploading..." for over 30 minutes. No errors at all, no progress bar at all, just a spinning circle. Maybe their server ran out of disk space!

It was very hard to find a HELP screen. It is available in only one place, and is listed in a submenu there. Having easy access to the Help information on every page (for instance by having a clickable icon on every page and preerably always in the same location on the page) would be much better. Also, resetting password didn't work for me.

Wise is a great service for what it does, but the UI flows need some work. Eg. if you want to repeat a transaction it should, but doesn't, remember how you withdrew funds. Also, under unexplained conditions, it asks for a photo ID but fails to say why or tell you up front what you are doing, then on the take photo screen there is only a back button, no confirm button, often leaving you wondering who's fault the spinning cursor is. And multiple retries are often needed.

What's new

It’s not a bug. It’s a rebrand.

Sure, we look different. Bolder, cleaner and a whole lot greener.

But what we’re building for you will never change: money without borders. Your money, moving freely wherever it wants to go.

And this beautiful little green icon on your phone? We know you’ll love what’s going on in there. This is how you take on the world.