Wise

Wise Payments Ltd.

About this app

Going somewhere? The Wise account is built to save you money round the world.

170 countries. 50+ currencies. One account. All in one place. So you can send, spend, and receive money simply, with high speeds and low fees. Join 16+ million people moving and saving money internationally.

Take on the world with Wise
- You’ll always get the mid-market exchange rate on every transaction
- Our tiny fees are always shown upfront

Send and save money worldwide
- Send money to 70+ countries
- Do it fast: over half of international transfers arrive instantly

Get a debit card that’s always got the right currency
- Spend and withdraw money in 170+ countries
- Always pay in the local currency. Our automatic currency conversion gets you the lowest possible price
- Shop online safely with a disposable digital card

Hold and convert 50+ currencies
- Keep all your currencies in one place — for free
- Convert between your different currencies instantly

Get paid like a local
- Get your own account details for the UK, US, EU and more
- Use them to get paid or have direct debits in multiple currencies, without the extra fees

A business account for going global
- Pay invoices and bills faster, at a fairer exchange rate
- Use account details to get paid by clients and customers around the world
- Quickly connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and other authorities globally. Check out wise.com for our full coverage and product availability.

Ratings and reviews

It used to be good. But now, it asks me to prove my identity. It asks me to upload the proof of address, and when I do and hit continue, it does not move on and asks for the proof of address. I tried uploading it again and again but it just cannot move on. No errors or warning. Just the same "Upload the proof of address" page coming up again and again. Tried this from 2 different phones and a bunch of browsers. It just won't work. Edit:Seriously, if u don't want me to use the app just say so!

No complaints about their services but Wise used to have such cool UX and UI and their cards had a lot of character too. Now the app looks cheap and generic and the new cards are so thin that you can see where the chip goes in on the backside! Not to mention, they're ugly as well. At least so far, they've kept their bright green color, but with how things are going they'll probably change that to black, white, grey or beige pretty soon! Hire a better design team, maybe.

The app is extremely easy to use. The conversion rate and fees are considerably lower than using banks or other apps. I have been transferring money to Greece and it takes around 11 to 16 seconds to be received by their bank. It took a couple of days to add and verify my bank account. I can add money to my Wise account in seconds and can convert to any currency I need inside the app.

What's new

If you've got your phone language set to Simplified Chinese or Thai language, you'll now be able to send, spend and receive in Simplified Chinese or Thai too.

And we fixed bugs and made minor improvements.

Happy sending, spending, and saving!