Palmcredit-instant loan online

4.2
181K reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

Borrow money online with Palmcredit app.Apply an instant loan with a flexible repayment plan and favorable interest rate.

ā—‰Why choose Palmcredit?
1 Limit range from NGN10,000 to NGN300,000.
2 Flexible repayment between 91days to 365days.
3 No collateral.no paperwork,secure and reliable.
4 No hidden fees,no rollover charge,no transaction fees.
5 Repay your loans in time or complete increase limit tasks to build your credit limit and reduce on interest rate.

-Annual Percentage Rate(APR) from 24% to 56%.
-Example:If you choose a 6-month loan and borrow NGN100,000,Plamcredit charges an interest rate of 4% per month.Borrow NGN interest rate:24% and the APR is 48%.180 days repayments of NGN24,000.Total amount payment is NGN124,000.

ā—‰Several steps to get your loan
1 Download and register an account.
2 Fill out basic information and submit.
3 Apply loan online and easy to get approved .
4 Get your loan disbursed into your bank account.

ā—‰Loan applicant requirement
āœ”ļøŽNigeria resident
āœ”ļøŽ18-60 years old

ā—‰CONTACT US
For more information,contents or suggestions:
ā€¢ We are available 24/7 to assist you with your request
ā€¢ Service Hotline: 017001000 (9am - 6pm(Mon-Fri), Sat-9am-5pm)
ā€¢ Service Email: Palmcredit.support@newedgefinance.com
ā€¢ Facebook : https://www.facebook.com/palmcredit/
ā€¢ Linkedin: https://www.linkedin.com/company/palmcreditNG/
ā€¢ Instagram: https://www.instagram.com/palmcreditofficial/
ā€¢ Address: AIT road, 17 Oguchi Okorie street, off A. I. T. Rd, Lagos, Nigeria
Updated on
Dec 13, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
178K reviews
itz scott
April 25, 2024
I have used this application ones to obtain a loan. The interface was smooth but then I have an issue with the app. I don't know if the developers of this app can work on the AI to stop the unnecessary calls to a client's number like it's distraction. Over 10 calls a days and when you pick, the call is either dropped or nobody is saying anything from the other end. Thank you.
52 people found this review helpful
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Newedge Finance Limited
April 25, 2024
Apologies. Please be informed that any communication regarding repayment is solely intended to support the maintenance of a favorable credit score and we strictly prohibit the use of harassing interactions with customers. Kindly provide your registered phone numbers via support@palmcredit.loans for assistance. or call 02018888188 O.EĪ²
Akintunde Akinwale Iliyas
March 28, 2024
This loan app is one of the best interms of loan tenure and interest rate. Hiwever after my last repayment,the app automatically processed another loan for me which claimed disbursed into my account but nothing seen in the account since then till now, I kept checking the app almost every minute to see if it is a mistake that has been corrected but nothing was done. All effort to speak with their customer care are to no avail and that's why I have to come here
444 people found this review helpful
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Newedge Finance Limited
March 28, 2024
Hi Akintunde, sincere apologies. Kindly be informed you selected the 'Repay & Re-loan' option causing automatic disbursal. Ensure you select the 'Only Repay' option if you don't wish to reapply. Please forward your registered phone number to us via mail at: support@palmcredit.loans for further assistance. Thanks. Ī± F B.
Armstrong
December 14, 2023
Palmcredit loan app is a wonderful platform, with a user-friendly interface. Your loan request is processed in quick time and seamlessly to.,o, unlike a few other loan apps, that'll be busy asking you JAMB question's. However, the interest rate is too outrageous, and should please be considerably looked at, and likewise repayment period extended to a full month.
3,638 people found this review helpful
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Newedge Finance Limited
December 15, 2023
Hi, Apologies. Kindly be informed that the interest rate and loan tenure is determined by the system based on the amount applied for and your credit history. Please note the interest rate decreases and the loan duration increases with consistent use of the app and timely repayment. For better assistance, call 017001000 or 018888188. Ī±U.M

What's new

fix some bug