305 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
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About this app

Meet Tuyo, the card that might not charge you.

Every time you pay with Tuyo, your purchase might be completely free. Some purchases just cost $0.

It's called Buy Now, Pay Maybe™. And it only exists here.

Why you'll love Tuyo

- A card that actually surprises you: Pay at any of 140M+ merchants worldwide with your Tuyo Visa card or Apple Pay. Some of those payments? Tuyo might not charge you. Completely real.
- Your own bank accounts, worldwide: Get USD and EUR account numbers under your name. Receive payments like a local anywhere in the world. Send money globally, instantly, for free.
- Trade without leaving your wallet: directly from your balance. Simple, fast, and always under your control.
- Set up in 3 minutes: Get up and running hassle-free.

Your money, your control: Your funds are secured by you, not held by a bank, not managed by a third party. Modern security designed for peace of mind.

Tuyo Inc. is a financial technology company. Tuyo is not a bank, cryptocurrency exchange, or asset custodian. Tuyo facilitates self-custody and offers a card issued by a third-party card issuer. Through Buy Now, Pay Maybe (BNPM), Tuyo may, at its sole discretion, elect not to debit certain transactions. It's not a sweepstakes, lottery, contest, or game of chance. The issuer and network are not a party to the BNPM program. The BNPM program is not available in any jurisdictions where such program is prohibited by law, including any applicable US states and territories. BNPM is operated solely by Tuyo Inc. and governed by these terms: https://about.tuyo.com/Terms-of-Service-1f5bde14709281b2a8fff4a20910b4ed
Buy Now, Pay Maybe
Updated on
Jul 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Financial info
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

300 reviews
Mark
July 24, 2026
This app is a scam. When I downloaded it it said on the registration screen my country is eligible and I will be able to order a card. I verified my account and it said my account is approved. It then asked me to deposit money. I deposited 110 USDC. It then said I can't order a card. I contacted support and they told me my country is not eligible. Nonsense
2 people found this review helpful
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Midnight
November 13, 2025
I have some questions. My operating system is Android 10, and I have installed the latest version of Tuyo. However, the app only opens normally the first time after installation. After exiting and reopening, the app freezes on the loading screen and cannot be opened. Also, reinstalling causes data loss. Please address this in the next update.
2 people found this review helpful
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Redwan Hussain
October 2, 2025
This app has a beautiful and promising user interface, and I was excited to get started. However, I'm currently unable to use it due to a critical bug on the home page. Upon launching, the screen fails to load, and all the buttons are unresponsive. The app appears to be stuck in a constant refresh loop with a skeleton loading animation. I'm really looking forward to a fix from the Tuyo team, and I will gladly update my review to five stars once this issue is resolved.
4 people found this review helpful
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Tuyo Inc.
October 19, 2025
Hi Redwan, the issue with your account was fixed a while ago. Hope you are already enjoying Tuyo!

What’s new

The latest version contains bug fixes and performance improvements.